624 Riverwind Dr, Spring Lake, NC 28390 Property Records

Harnett County property record for 624 Riverwind Dr, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,730 sqft · built 1994
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$198,000 (Mar 2022)
Tax Bill	$1,378 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500048415`

Property Details

APN / Parcel Number

Primary APN	`1500048415`
Alternative APN	`010545 0016 43`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,730 sqft Heated Area
1st Floor Area	1,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Area	624 sqft
Porch	Porch
Porch Area	104 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500048415
Street Address	624 RIVERWIND DR
City	SPRING LAKE
State	NC
Zip	28390-8394
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#40 TRADEWINDS SEC#4 PC#F-283A
Legal Subdivision	TRADEWINDS
Legal Lot Number	40
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	1
Census Block	1046
Census Tract	70600

Owner

624 Riverwind Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Harnett County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	624 RIVERWIND DR, SPRING LAKE, NC 28390-8394
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage KS BANK INC
Mar 24, 2022	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Feb 23, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2022 · Amount on File
Deed Sale	Mar 24, 2022 · Amount on File
Prior Sale	Feb 23, 2017 · Amount on File
Deed Document Number	20226280
Deed Book / Page	4131 / 556
Prior Transfer Date	Aug 1, 2005
Prior Transfer Doc	0000013945
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	624 RIVERWIND DR, SPRING LAKE, NC 28390-8394
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 RIVERWIND DR, SPRING LAKE, NC 28390-8394

Mortgage

Document Number	0000012971
Date	Aug 7, 2023
Book Page	4202/2361
Instrument	2023012971

Lender

Name	KS BANK INC
Type	Bank
Address	SMITHFIELD, NC 27577

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 4, 2033

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Mar 24, 2022
Property Address	624 RIVERWIND DR, SPRING LAKE, NC 28390-8394
Document Number	0000006280
Book / Page	4131 / 556
Map Reference	CAB F SL 283A
Instrument Date	Mar 17, 2022
Instrument	2022006280
Transaction Type	Transfer
Record Updated	Apr 11, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 PARKTON CT E, 71, SANFORD, NC 27332-1712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 RIVERWIND DR, SPRING LAKE, NC 28390-8394

Mortgage

Document Number	0000006281
Date	Mar 24, 2022
Instrument	2022006281

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Apr 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	9.15%
Index	5-Year CMT
Max Rate	9.15%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Feb 23, 2017
Property Address	624 RIVERWIND DR, SPRING LAKE, NC 28390-8394
Document Number	0000002718
Book / Page	3482 / 407
Instrument Date	Feb 23, 2017
Instrument	2017002718
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 RIVERWIND DR, SPRING LAKE, NC 28390-8394

Mortgage

Document Number	0000002719
Date	Feb 23, 2017
Book Page	3482/409
Instrument	2017002719

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 624 Riverwind Dr was $1,378, up 11.7% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,378.00 (+11.67%)	$170,158 (+6.69%)	$170,158 (+6.69%) Land $23,760 Building $146,398
2025	$1,234.00	$159,488	$159,488 Land $21,380 Building $138,108
2023	$1,234.00	$159,488	$159,488 Land $21,380 Building $138,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 624 Riverwind Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (2016–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 624 Riverwind Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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