638 Red Tip Cir, Florence, SC 29505 Property Records

Florence County property record for 638 Red Tip Cir, Florence, SC 29505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,429 sqft · built 1999
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (Feb 2022)
Tax Bill	$925 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`01515-01-078`

Property Details

APN / Parcel Number

Primary APN	`01515-01-078`
Alternative APN	`15058668`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,429 sqft Living Area
1st Floor Area	1,429 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,148 sqft (0.21 acres)
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	638 RED TIP CIR
City	FLORENCE
State	SC
Zip	29505-3943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDEN HILLS PH#2 LT#78
Legal Lot Number	78
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	5
Census Block	5022
Census Tract	1400

Owner

638 Red Tip Cir is owned and occupied by an individual who bought it in February 2022.

Source: Florence County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	638 RED TIP CIR, FLORENCE, SC 29505-3943
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2022 · Amount on File
Deed Sale	Feb 21, 2022 · Amount on File
Deed Document Number	20222648
Deed Book / Page	977 / 1034
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Feb 21, 2022
Property Address	638 RED TIP CIR, FLORENCE, SC 29505-3943
Document Number	0009771034
Book / Page	977 / 1034
Map Reference	MB 45 PG 195
Instrument Date	Feb 18, 2022
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	638 RED TIP CIR, FLORENCE, SC 29505-3943

Mortgage

Document Number	0009771039
Date	Feb 21, 2022
Instrument	977/1039

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 638 Red Tip Cir was $925.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Municipality	Florence City
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$925.00	$7,246 Land $800 Building $6,446	$181,157 Land $20,000 Building $161,157
2023	$626.00 (+8.12%)	$7,147,524 (+139,472.82%) Land $800,000 Building $6,347,524	$17,868,810 (+13,856.85%) Land $2,000,000 Building $15,868,810
2022	$579.00	$5,121 Land $800 Building $4,321	$128,029 Land $20,000 Building $108,029

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 638 Red Tip Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	18 (1992–2016)
Claims Outside the SFHA	7 of 18
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 7 claims Severe Storms And Flooding, Oct 2015 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Red Tip Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20