Florence County property record for 635 Red Tip Cir, Florence, SC 29505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,450 sqft · built 1995 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $204,990 (Sep 2025) |
| Tax Bill | $748 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2025 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01515-01-045 |
| Primary APN | 01515-01-045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 635 RED TIP CIR |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29505-3937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDEN HILLS II LT 45 |
| Legal Subdivision | GARDEN HILLS |
| Legal Lot Number | 45 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 1400 |
Source: Florence County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 635 RED TIP CIR, FLORENCE, SC 29505-3937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 29, 2025 | Warranty Deed, Transfer · Line of Credit WELLS FARGO BANK NA |
| Feb 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | Feb 19, 2019 · Amount on Record |
| Deed Document Number | 202512902 |
| Deed Book / Page | 1179 / 552 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 635 RED TIP CIR, FLORENCE, SC 29505-3937 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0009290715 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 929/715 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Sep 29, 2025 |
| Property Address | 635 RED TIP CIR, FLORENCE, SC 29505-3937 |
| Document Number | DMA11790552 |
| Book / Page | DMA1179 / 552 |
| Map Reference | MB 52 PG 152 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 2025012902 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $533.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 RED TIP CIR, FLORENCE, SC 29505-3937 |
| Document Number | DMA1179557 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | DMA1179/557 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Feb 19, 2019 |
| Property Address | 635 RED TIP CIR, FLORENCE, SC 29505-3937 |
| Document Number | 0000002009 |
| Book / Page | 000783 / 001514 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 2009 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $473.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 RED TIP CIR FLORENCE SC 295053937, FLORENCE, SC 29505-3937 |
| Document Number | 2010 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 000783/001518 |
| Instrument | 2010 |
| Name | FIRST RELIANCE BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, SC 29464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $748.00 (+24.46%) | $7,091 (-) Land $800 Building $6,291 | $177,297 (-) Land $20,000 Building $157,297 |
| 2024 | $601.00 (+1.01%) | $7,091 (-99.86%) Land $800 Building $6,291 | $177,297 (-98.61%) Land $20,000 Building $157,297 |
| 2023 | $595.00 (+3.48%) Homeowner's exemption | $5,094,422 (+99,908.28%) Land $800,000 Building $4,294,422 | $12,736,056 (+9,899.97%) Land $2,000,000 Building $10,736,056 |
| 2022 | $575.00 Homeowner's exemption | $5,094 Land $800 Building $4,294 | $127,361 Land $20,000 Building $107,361 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 18 (1992–2016) |
| Claims Outside the SFHA | 7 of 18 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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