Burlington County and Riverside Township property record for 638 Polk St, Riverside, NJ 08075
| Property Type | Single Family Home |
|---|---|
| Details | 1,025 sqft · built 1953 |
| Lot Size | 0.187 acres (8,124 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Jun 2023) |
| Tax Bill | $6,501 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Sep 2021 Reverse Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 30-00203-0000-00005 |
| Primary APN | 30-00203-0000-00005 |
|---|---|
| Alternative APN |
|
| Building Area | 1,025 sqft Living Area |
|---|
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 8,124 sqft (0.187 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Street Address | 638 POLK ST |
|---|---|
| City | RIVERSIDE |
| State | NJ |
| Zip | 08075-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | RIVERSIDE MANOR |
| Legal Block | 203 |
| Legal Lot Number | 5 |
| Jurisdiction | BURLINGTON NJ |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 700701 |
638 Polk St is owned by two individuals who bought it in June 2023.
Source: Burlington County and Riverside Township records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 710 BRIDGEBORO ST, RIVERSIDE, NJ 08075-3437 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2023 | Deed, Transfer YOUR HOMETOWN TITLE, YOUR HOMETOWN TITLE LLC |
| Sep 24, 2021 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Sep 24, 2021 | Deed of Trust, Mortgage · Reverse Mortgage USDA |
| Aug 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Aug 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2023 · Amount on File |
| Deed Sale | Jun 19, 2023 · Amount on File |
| Prior Sale | Dec 21, 2015 |
| Deed Document Number | 20235835807 |
| Deed Book / Page | 13674 / 9742 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BURLINGTON NJ |
| Recording Date | Jun 19, 2023 |
| Property Address | 638 POLK ST, RIVERSIDE, NJ 08075-3020 |
| Document Number | 0136749742 |
| Book / Page | 13674 / 9742 |
| Instrument Date | May 23, 2023 |
| Instrument | 5835807 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Title Company | YOUR HOMETOWN TITLE, YOUR HOMETOWN TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,364.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 648 POLK ST, RIVERSIDE, NJ 08075-3020 |
| Name | Verified Name |
|---|---|
| Address | 710 BRIDGEBORO ST, RIVERSIDE, NJ 08075-3437 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLINGTON NJ |
| Property Address | 638 POLK ST, RIVERSIDE, NJ 08075-3020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 638 POLK ST, RIVERSIDE, NJ 08075-3020 |
| Document Number | 0135644625 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 13564/4625 |
| Instrument | 5689979 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 715 Months |
| Due | Apr 7, 2081 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.57% |
| Type Change Date | Oct 1, 2022 |
| Change Frequency | Monthly |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLINGTON NJ |
| Property Address | 638 POLK ST, RIVERSIDE, NJ 08075-3020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 638 POLK ST, RIVERSIDE, NJ 08075-3020 |
| Document Number | 0135644644 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 13564/4644 |
| Instrument | 5689980 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 715 Months |
| Due | Apr 7, 2081 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.57% |
| Type Change Date | Oct 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLINGTON NJ |
| Property Address | 638 POLK ST, RIVERSIDE, NJ 08075-3020 |
| Document Number | 0005408397 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2018 |
| Title Company | SURETY TITLE CORPORATION |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 638 POLK ST RIVERSIDE NJ 080753020, RIVERSIDE, NJ 08075-3020 |
| Document Number | 0005408397 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 013352/006667 |
| Instrument | 5408397 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLINGTON NJ |
| Property Address | 638 POLK ST, RIVERSIDE, NJ 08075-3020 |
| Document Number | 0005408397 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | SURETY TITLE CORPORATION, SURETY TITLE CORP |
| Name | Verified Name |
|---|---|
| Address | 638 POLK ST RIVERSIDE NJ 080753020, RIVERSIDE, NJ 08075-3020 |
| Document Number | 0005408397 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 013352/006667 |
| Instrument | 5408397 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2048 |
The 2025 property tax bill for 638 Polk St was $6,501, up 3.5% from the year before.
Source: Burlington County and Riverside Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Burlington County |
| County Subdivision | Riverside Township |
| Unified School District | Riverside Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,000 (-) Land $48,500 Building $104,500 | $153,000 (-) Land $48,500 Building $104,500 | |
| 2025 | $6,501.00 (+3.54%) | $153,000 Land $48,500 Building $104,500 | $153,000 Land $48,500 Building $104,500 |
| 2024 | $6,279.00 | ||
| 2023 | $153,000 (-) Land $48,500 Building $104,500 | $153,000 (-) Land $48,500 Building $104,500 | |
| 2022 | $5,491.00 (+1.18%) Senior Citizen's exemption Widower's exemption | $153,000 Land $48,500 Building $104,500 | $153,000 Land $48,500 Building $104,500 |
| 2021 | $5,427.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 638 Polk St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 24 (1992–2021) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 638 Polk St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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