637 Polk St, Riverside, NJ 08075 Property Records

Burlington County and Riverside Township property record for 637 Polk St, Riverside, NJ 08075

Property Summary

Property TypeSingle Family Home
Details1,148 sqft · built 1955
Lot Size0.187 acres (8,124 sqft)
Owner2 Individual Names on File
Last Sale$269,900 (Nov 2023)
Tax Bill$6,221 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Jun 2021 Mortgage
Flood ZoneZone AE (high risk)
APN30-00201-0000-00015

Property Details

APN / Parcel Number

Primary APN30-00201-0000-00015
Alternative APN
  • 300020100015

Interior

Building Area1,148 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area8,124 sqft (0.187 acres)
Lot Dimensions125 ft deep x 65 ft wide

Location & Zoning

Street Address637 POLK ST
CityRIVERSIDE
StateNJ
Zip08075-3019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionRIVERSIDE MANOR
Legal Block201
Legal Lot Number15
JurisdictionBURLINGTON NJ
Township / Civil DivisionRIVERSIDE
Census Block Group2
Census Block2002
Census Tract700701

Owner

637 Polk St is owned and occupied by two individuals who bought it in November 2023.

Source: Burlington County and Riverside Township records, as of September 11, 2026

Owner of Record2 Individual Names on File
Mailing Address637 POLK ST, RIVERSIDE, NJ 08075-3019
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2023Deed, Transfer · FHA Mortgage
ACRE MORTGAGE & FINANCIAL INC
Jun 21, 2021Deed of Trust, Mortgage · FHA Mortgage
FINANCIAL FREEDOM MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2023 · Amount on File
Deed SaleNov 21, 2023 · Amount on File
Prior SaleJun 16, 2015 · Amount on File
Deed Document Number20235864221
Deed Book / Page13696 / 6998
Prior Transfer DateDec 17, 2010
Prior Transfer Doc0123450695
Record UpdatedOct 29, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionBURLINGTON NJ
Recording DateNov 21, 2023
Property Address637 POLK ST, RIVERSIDE, NJ 08075-3019
Document Number0136966998
Book / Page13696 / 6998
Instrument DateNov 17, 2023
Instrument5864221
Transaction TypeTransfer
Record UpdatedDec 11, 2023
Title CompanyFEDERATION TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1200 LITTLE GLOUCESTER RD, CLEMENTON, NJ 08021-5788

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address637 POLK ST, RIVERSIDE, NJ 08075-3019

Mortgage

Document Number0136967006
DateNov 21, 2023
Book Page13696/7006
Instrument5864222
Lender
NameACRE MORTGAGE & FINANCIAL INC
TypeMortgage Company
AddressMARLTON, NJ 08053
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURLINGTON NJ
Property Address637 POLK ST, RIVERSIDE, NJ 08075-3019
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyEAGLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0135368071
DateJun 21, 2021
Book Page13536/8071
Instrument5654766
Lender
NameFINANCIAL FREEDOM MORTGAGE LLC
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 637 Polk St was $6,221, up 3.5% from the year before.

Source: Burlington County and Riverside Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBurlington County
County SubdivisionRiverside Township
Unified School DistrictRiverside Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$146,400 (-) Land $48,500 Building $97,900$146,400 (-) Land $48,500 Building $97,900
2025$6,221.00 (+3.55%)$146,400 Land $48,500 Building $97,900$146,400 Land $48,500 Building $97,900
2024$6,008.00
2023$146,400 (-) Land $48,500 Building $97,900$146,400 (-) Land $48,500 Building $97,900
2022$5,733.00 (+1.09%)$146,400 Land $48,500 Building $97,900$146,400 Land $48,500 Building $97,900
2021$5,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 Polk St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 42 policies
Nearby Flood Policies42 in force
Nearby Flood Claims24 (1992–2021)
Claims Outside the SFHA3 of 24
Most Recent ClaimJul 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 637 Polk St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - WESTERN
private · serves 274,291 people · EPA ID NJ0327001
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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