638 Oak Tree Ln, Franklin, TX 77856 Property Records

Robertson County property record for 638 Oak Tree Ln, Franklin, TX 77856

Property Summary

Property Type	Single Family Home
Details	3,138 sqft · built 2013
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on File
Last Sale	$287,850 (Jul 2026)
Tax Bill	$7,394 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001770-000060`

Property Details

APN / Parcel Number

Primary APN	`001770-000060`
Alternative APN	`53219`

Interior

Building Area	3,138 sqft Total Area
1st Floor Area	1,842 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	91,476 sqft (2.1 acres)

Location & Zoning

Account Number	53219
Street Address	638 OAK TREE LN
City	FRANKLIN
State	TX
Zip	77856-6276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK TREE ESTATES TR 6 1300/494 1326/341 2.1 ACRES
Legal Subdivision	THE OAK TREE ESTATES
Legal Tract	6
Jurisdiction	ROBERTSON TX
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1067
Census Tract	960300

Owner

638 Oak Tree Ln is owned and occupied by two individuals who bought it in July 2026.

Source: Robertson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	638 OAK TREE LN, FRANKLIN, TX 77856-6276
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 17, 2017	Warranty Deed, Transfer LOVE TITLE AND ABSTRACT, LOVE TITLE & ABSTRACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on File
Deed Sale	Jul 17, 2026 · Amount on File
Prior Sale	Aug 17, 2017
Deed Document Number	20263027
Deed Book / Page	1643 / 890
Prior Transfer Date	Aug 24, 2016
Prior Transfer Doc	1300/494
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROBERTSON TX
Recording Date	Jul 17, 2026
Property Address	638 OAK TREE LN, FRANKLIN, TX 77856-6276
Document Number	0000003027
Book / Page	1643 / 890
Instrument Date	Jul 17, 2026
Instrument	20263027
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 OAK TREE LN, FRANKLIN, TX 77856-6276

Mortgage

Document Number	0000003028,
Date	Jul 17, 2026
Book Page	1644/1
Instrument	20263028

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBERTSON TX
Recording Date	Jul 17, 2026
Property Address	638 OAK TREE LN, FRANKLIN, TX 77856-6276
Document Number	0000003028
Book / Page	1644 / 1
Instrument Date	Jul 17, 2026
Instrument	20263028
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9015 ANTONIA ST, NEEDVILLE, TX 77461-8452

Mortgage

Document Number	0000003028,
Date	Jul 17, 2026
Book Page	1644/1
Instrument	20263028

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROBERTSON TX
Recording Date	Aug 17, 2017
Property Address	638 OAK TREE LN, FRANKLIN, TX 77856-6276
Document Number	1326/341
Book / Page	1326 / 341
Instrument Date	Aug 17, 2017
Instrument	20172400
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	LOVE TITLE AND ABSTRACT, LOVE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15722 CHAROLAIS DR, 15722, CYPRESS, TX 77429-1628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 OAK TREE LN, FRANKLIN, TX 77856-6276

Tax Assessment & Valuation

The 2026 property tax bill for 638 Oak Tree Ln was $7,394 with a homeowner's exemption, up 36.8% from the year before.

Source: Robertson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Robertson County
Unified School District	Franklin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,394.00 (+36.8%) Homeowner's exemption	$476,098 (+7.96%) Land $65,400 Building $410,698	$476,098 (+7.96%) Land $65,400 Building $410,698
2025	$5,405.00 Homeowner's exemption	$441,007 Land $62,400 Building $378,607	$441,007 Land $62,400 Building $378,607
2023		$373,625 Land $44,650 Building $328,975	$373,625 Land $44,650 Building $328,975
2022	$5,000.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 638 Oak Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Oak Tree Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROBERTSON COUNTY WSC serves 3,611 people · EPA ID TX1980013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Oak Tree Ln

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