Rowan County property record for 638 Maple Ridge Cir, Salisbury, NC 28147
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,954 sqft · built 2005 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,500 (Oct 2021) |
| Tax Bill | $2,207 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 479K069 |
| Primary APN | 479K069 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,954 sqft Living Area |
| 1st Floor Area | 1,656 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Area | 506 sqft |
| Porch | Porch |
| Porch Area | 330 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 638 MAPLE RIDGE CIR |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28147-6754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L227 .69AC |
| Legal Subdivision | GRACE RIDGE |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | LOCKE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 51201 |
638 Maple Ridge Cir is owned and occupied by an individual who bought it in October 2021.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 638 MAPLE RIDGE CIR, SALISBURY, NC 28147-6754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on File |
| Deed Sale | Oct 29, 2021 · Amount on File |
| Prior Sale | Oct 24, 2011 · Amount on File |
| Deed Book / Page | 1387 / 523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 29, 2021 |
| Property Address | 638 MAPLE RIDGE CIR, SALISBURY, NC 28147-6754 |
| Document Number | 0013870523 |
| Book / Page | 1387 / 523 |
| Map Reference | MAP 9995 PG 4036 |
| Instrument Date | Oct 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $651.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 SAMARITAN AVE, 315, ASHLAND, OH 44805-3827 |
| Name | Verified Name |
|---|---|
| Address | 638 MAPLE RIDGE CIR, SALISBURY, NC 28147-6754 |
| Document Number | 1387524 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 1387/524 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2026 property tax bill for 638 Maple Ridge Cir was $2,207.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,207.00 | $325,873 Land $37,500 Building $288,373 | $325,873 Land $37,500 Building $288,373 |
| 2023 | $2,207.00 | $325,873 Land $37,500 Building $288,373 | $325,873 Land $37,500 Building $288,373 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 638 Maple Ridge Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 638 Maple Ridge Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KNOLL VIEW S/D private · serves 178 people · EPA ID NC0180212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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