614 Maple Ridge Cir, Salisbury, NC 28147 Property Records

Rowan County property record for 614 Maple Ridge Cir, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,138 sqft · built 2005
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jun 2023)
Tax Bill	$2,337 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`479K066`

Property Details

APN / Parcel Number

Primary APN	`479K066`
Alternative APN	`6342903`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,138 sqft Living Area
1st Floor Area	1,812 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	37,026 sqft (0.85 acres)
Garage Area	584 sqft

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Deck Area	228 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	614 MAPLE RIDGE CIR
City	SALISBURY
State	NC
Zip	28147-6754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L224 .85AC
Legal Subdivision	GRACE RIDGE SUBDIVISION
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	2
Census Block	2007
Census Tract	51201

Owner

614 Maple Ridge Cir is owned and occupied by an individual who bought it in June 2023.

Source: Rowan County records, as of September 2, 2026

Owner of Record	Individual Name on File
Mailing Address	614 MAPLE RIDGE CIR, SALISBURY, NC 28147-6754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
Jun 29, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 17, 2017	Warranty Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2023 · Amount on File
Deed Sale	Jun 29, 2023 · Amount on File
Prior Sale	Jun 25, 2021 · Amount on File
Deed Book / Page	1425 / 649
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 26, 2026
Property Address	614 MAPLE RIDGE CIR, SALISBURY, NC 28147-6754
Document Number	1489000772
Book / Page	1489 / 772
Instrument Date	Aug 21, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 MAPLE RIDGE CIR, SALISBURY, NC 28147-6754

Mortgage

Document Number	1489000773,
Date	Aug 26, 2026
Book Page	1489/773

Lender

Name	MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 29, 2023
Property Address	614 MAPLE RIDGE CIR, SALISBURY, NC 28147-6754
Document Number	0014250649
Book / Page	1425 / 649
Map Reference	MB 1285 PG 135
Instrument Date	Jun 28, 2023
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TTL SVCS OF CAROL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5920 MEADOW LN, SALISBURY, NC 28147-8305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 MAPLE RIDGE CIR, SALISBURY, NC 28147-6754

Mortgage

Document Number	0001425650
Date	Jun 29, 2023
Instrument	1425/650

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 25, 2021
Property Address	614 MAPLE RIDGE CIR, SALISBURY, NC 28147-6754
Document Number	0013780223
Book / Page	1378 / 223
Map Reference	MB 1285 PG 135
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$626.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1760, WHITEVILLE, NC 28472-1760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 MAPLE RIDGE CIR, SALISBURY, NC 28147-6754

Mortgage

Document Number	1378224
Date	Jun 25, 2021
Instrument	1378/224

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jul 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 17, 2017
Property Address	614 MAPLE RIDGE CIR, SALISBURY, NC 28147-6754
Document Number	0012850135
Book / Page	1285 / 0135
Map Reference	MB9995 PG4036
Instrument Date	Feb 17, 2017
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3202, SHALLOTTE, NC 28459-3202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	614 MAPLE RIDGE CIR, SALISBURY, NC 28147-6754

Mortgage

Document Number	12850136
Date	Feb 17, 2017
Instrument	1285/0136

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 614 Maple Ridge Cir was $2,337.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,337.00	$344,958 Land $37,500 Building $307,458	$344,958 Land $37,500 Building $307,458
2023	$2,337.00 (+41.98%)	$344,958 (+56.6%) Land $37,500 Building $307,458	$344,958 (+56.6%) Land $37,500 Building $307,458
2022	$1,646.00	$220,286 Land $32,000 Building $188,286	$220,286 Land $32,000 Building $188,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 614 Maple Ridge Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 614 Maple Ridge Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Maple Ridge Cir

Nearby Streets

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