Alexander County property record for 638 Lackey Mountain Rd, Hiddenite, NC 28636
| Property Type | Single Family Home |
|---|---|
| Details | 1,621 sqft · built 2009 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $311,000 (Jan 2026) |
| Tax Bill | $1,671 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2026 Foreclosure + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 137605 |
| Primary APN | 137605 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,621 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Lot Area | 50,530 sqft (1.16 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 9343667 |
|---|---|
| Street Address | 638 LACKEY MOUNTAIN RD |
| City | HIDDENITE |
| State | NC |
| Zip | 28636-7250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20 |
| Legal Description | MAP 3799 SUBMAP 78 BLOCK 0591 (PIN) SR 1472 J-6 0001M |
| Legal Subdivision | GWALTNEY SOUTH |
| Legal Tract | 1 |
| Legal Block | 0591 |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | GWALTNEYS |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 40100 |
638 Lackey Mountain Rd is owned and occupied by two individuals who bought it in January 2026.
Source: Alexander County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 638 LACKEY MOUNTAIN RD, HIDDENITE, NC 28636-7250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC |
| Jan 30, 2026 | Public Action, Foreclosure · FHA Mortgage MOVEMENT MORTGAGE |
| Nov 24, 2020 | Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG |
| Jun 1, 2018 | Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on File |
| Deed Sale | Jan 30, 2026 · Amount on File |
| Prior Sale | Nov 24, 2020 · Amount on File |
| Deed Book / Page | 687 / 2010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 638 LACKEY MOUNTAIN RD, HIDDENITE, NC 28636-7250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Title Company | CLEAREDGE TITLE, CLEAREDGE TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 638 LACKEY MOUNTAIN RD, HIDDENITE, NC 28636-7250 |
| Document Number | 0006531571 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 653/1571 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Public Action |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Jan 30, 2026 |
| Property Address | 638 LACKEY MOUNTAIN RD, HIDDENITE, NC 28636-7250 |
| Document Number | 0006872010 |
| Book / Page | 687 / 2010 |
| Map Reference | MB 11 PG 107 |
| Instrument Date | Jan 29, 2026 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $622.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 2019 STARTOWN RD APT 105, 105, HICKORY, NC 28602-8824 |
| Name | Verified Name |
|---|---|
| Address | 638 LACKEY MOUNTAIN RD, HIDDENITE, NC 28636-7250 |
| Document Number | 0006872013 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 687/2013 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Number | 0006872028 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 687/2028 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 8024 CALVIN HALL RD, INDIAN LAND, SC 29707 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Nov 24, 2020 |
| Property Address | 638 LACKEY MOUNTAIN RD, HIDDENITE, NC 28636-7250 |
| Document Number | 0006331265 |
| Book / Page | 000633 / 001265 |
| Instrument Date | Nov 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 638 LACKEY MOUNTAIN RD HIDDENITE NC 286367250, HIDDENITE, NC 28636-7250 |
| Document Number | 6331268 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 000633/001268 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Jun 1, 2018 |
| Property Address | 638 LACKEY MOUNTAIN RD, HIDDENITE, NC 28636-7250 |
| Document Number | 0006081449 |
| Book / Page | 000608 / 001449 |
| Instrument Date | May 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $389.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 638 LACKEY MOUNTAIN RD HIDDENITE NC 286367250, HIDDENITE, NC 28636-7250 |
| Document Number | 6081461 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 000608/001461 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 31, 2048 |
The 2026 property tax bill for 638 Lackey Mountain Rd was $1,671, down 6.9% from the year before.
Source: Alexander County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,671.00 (-6.86%) | $246,845 (-) Land $19,367 Building $227,478 | |
| 2025 | $1,794.00 | $246,845 Land $19,367 Building $227,478 | |
| 2023 | $2,083.00 | $246,845 Land $19,367 Building $227,478 | $246,845 Land $19,367 Building $227,478 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 638 Lackey Mountain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 638 Lackey Mountain Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zirrus Fiber | 6,000 / 6,000 |
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