120 Lackey Mountain Rd, Hiddenite, NC 28636 Property Records

Alexander County property record for 120 Lackey Mountain Rd, Hiddenite, NC 28636

Property Summary

Property Type	Single Family Home
Details	1,785 sqft · built 2001
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$211,000 (Sep 2005)
Tax Bill	$1,986 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0701098 65010`

Property Details

APN / Parcel Number

Primary APN	`0701098 65010`
Alternative APNs	`701098` `65010`

Interior

Stories	1 Story
Building Area	1,785 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Account Number	701098
Street Address	120 LACKEY MOUNTAIN RD
City	HIDDENITE
State	NC
Zip	28636-7245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20
Legal Description	MAP 3799 SUBMAP 59 BLOCK 3293 (PIN) SR 1472 J-6 0005A
Legal Subdivision	SURVEY OF CARL BUNTON P L S
Legal Block	3293
Jurisdiction	ALEXANDER NC
Township / Civil Division	GWALTNEYS
Census Block Group	3
Census Block	3058
Census Tract	40100

Owner

120 Lackey Mountain Rd is owned and occupied by two individuals who bought it in September 2005.

Source: Alexander County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 LACKEY MOUNTAIN RD, HIDDENITE, NC 28636-7245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Feb 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 9, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Nov 27, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2005 · Amount on File
Deed Sale	Sep 2, 2005 · Amount on File
Deed Book / Page	486 / 1403
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Recording Date	Apr 10, 2026
Property Address	120 LACKEY MOUNTAIN RD, HIDDENITE, NC 28636-7245
Document Number	0689001535
Book / Page	689 / 1535
Instrument Date	Apr 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LACKEY MOUNTAIN RD, HIDDENITE, NC 28636-7245

Mortgage

Document Number	0689001535,
Date	Apr 10, 2026
Book Page	689/1535

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	120 LACKEY MOUNTAIN RD, HIDDENITE, NC 28636-7245
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006690730
Date	Feb 22, 2024
Book Page	669/730

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2044

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	120 LACKEY MOUNTAIN RD, HIDDENITE, NC 28636-7245
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006440297
Date	Sep 9, 2021
Book Page	644/297

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALEXANDER NC
Property Address	120 LACKEY MOUNTAIN RD, HIDDENITE, NC 28636-7245
Document Number	0006221972
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LACKEY MOUNTAIN RD HIDDENITE NC 286367245, HIDDENITE, NC 28636-7245

Mortgage

Document Number	0006221972
Date	Dec 27, 2019
Book Page	000622/001972

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Dec 26, 2059

Tax Assessment & Valuation

The 2026 property tax bill for 120 Lackey Mountain Rd was $1,986, down 6.6% from the year before.

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,986.00 (-6.63%)	$292,682 (-) Land $43,543 Building $249,139
2025	$2,127.00	$292,682 Land $43,543 Building $249,139
2023	$2,470.00	$292,682 Land $43,543 Building $249,139	$292,682 Land $43,543 Building $249,139

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Lackey Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Lackey Mountain Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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