638 Gridley Rd, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 638 Gridley Rd, Middleburgh, NY 12122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1970
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$199,100 (Sep 2017)
Tax Bill	$5,308 (2026)
Deeds & Mortgages	Mar 2026 Transfer Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`433889 131.-4-1`

Property Details

APN / Parcel Number

Primary APN	`433889 131.-4-1`
Alternative APNs	`388913100000040010000000` `495J100872`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	250 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	495J100872
Street Address	638 GRIDLEY RD
City	MIDDLEBURGH
State	NY
Zip	12122-6211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	4
Legal Lot Number	1.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	MIDDLEBURGH
Census Block Group	4
Census Block	4041
Census Tract	740700

Owner

638 Gridley Rd is owned by two individuals who bought it in September 2017.

Source: Schoharie County and Middleburgh Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 FORDHAM CT, ALBANY, NY 12209-1109
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 21, 2017	Deed of Trust, Mortgage TRUSTCO BANK
Sep 21, 2017	Deed, Transfer NOT AVAILABLE, ALBERT C. HRDLICKA, ESQ.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2017 · Amount on File
Deed Sale	Sep 21, 2017 · Amount on File
Deed Book / Page	1054 / 1
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Mar 2, 2026
Property Address	638 GRIDLEY RD, MIDDLEBURGH, NY 12122-6211
Document Number	001251/206
Book / Page	1251 / 206
Instrument Date	Feb 18, 2026
Instrument	831503
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 GRIDLEY RD, MIDDLEBURGH, NY 12122-6211

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	638 GRIDLEY RD, MIDDLEBURGH, NY 12122-6211
Transaction Type	Mortgage
Record Updated	Oct 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 000000725836
Date	Sep 21, 2017
Book Page	0000001774/0000000094
Instrument	000000725836

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Amount	Amount on Record

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Sep 21, 2017
Property Address	638 GRIDLEY RD, MIDDLEBURGH, NY 12122-6211
Document Number	0000001054/0000000001
Book / Page	0000001054 / 0000000001
Instrument Date	Aug 7, 2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NOT AVAILABLE, ALBERT C. HRDLICKA, ESQ.

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 FORDHAM CT, ALBANY, NY 12209-1109

Tax Assessment & Valuation

The 2026 property tax bill for 638 Gridley Rd was $5,308, up 2.3% from the year before.

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Middleburgh Town
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,308.00 (+2.31%)
2025	$5,188.00	$100,000 Land $6,400 Building $93,600	$215,054 Land $13,763 Building $201,291
2023		$100,000 (-) Land $6,400 Building $93,600	$196,078 (+5.88%) Land $12,549 Building $183,529
2022		$100,000 Land $6,400 Building $93,600	$185,185 Land $11,852 Building $173,333
2021	$2,236.00 (-58.38%)
2020	$5,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 638 Gridley Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	98 (1978–2021)
Claims Outside the SFHA	8 of 98
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 26 claims Severe Storms And Flooding, Apr 2005 · 22 claims Flooding, Apr 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Gridley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
MIDTEL Fiber	500 / 100

Cell Coverage

No cell data coverage reported

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