Schoharie County and Middleburgh Town property record for 445 Gridley Rd, Middleburgh, NY 12122
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,144 sqft · built 1975 |
| Lot Size | 63 acres (2,744,280 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $116,000 (Nov 2022) |
| Tax Bill | $4,749 (2025) |
| Deeds & Mortgages | Dec 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 433889 118.-3-11 |
| Primary APN | 433889 118.-3-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 2,744,280 sqft (63 acres) |
| Lot Width | 220 ft Width |
| Porch | Slab |
| Porch Area | 264 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 495J100591 |
|---|---|
| Street Address | 445 GRIDLEY RD |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122-6208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R3 |
| Legal Description | 24 X 40 POLE BARN |
| Legal Block | 3 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | MIDDLEBURGH |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 740700 |
Source: Schoharie County and Middleburgh Town records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 445 GRIDLEY RD, MIDDLEBURGH, NY 12122-6208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2022 · Amount on Record |
| Deed Sale | Nov 29, 2022 · Amount on Record |
| Deed Document Number | 2022819654 |
| Deed Book / Page | 1178 / 262 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 445 GRIDLEY RD, MIDDLEBURGH, NY 12122-6208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1861/261 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 1861/261 |
| Instrument | 770150 |
| Name | THE NATIONAL BANK OF COXSACKIE |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jan 1, 2025 |
Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Middleburgh Town |
| Unified School District | Middleburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,749.00 (+156.43%) | $95,900 (-) Land $41,900 Building $54,000 | $206,237 (+9.68%) Land $90,108 Building $116,129 |
| 2023 | $95,900 (-) Land $41,900 Building $54,000 | $188,039 (+5.88%) Land $82,157 Building $105,882 | |
| 2022 | $95,900 Land $41,900 Building $54,000 | $177,593 Land $77,593 Building $100,000 | |
| 2021 | $1,852.00 (-56.16%) | ||
| 2020 | $4,224.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 98 (1978–2021) |
| Claims Outside the SFHA | 8 of 98 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| MIDTEL Fiber | 500 / 100 |
No cell data coverage reported
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