638 Fieldstream Dr, Boone, NC 28607 Property Records

Watauga County property record for 638 Fieldstream Dr, Boone, NC 28607

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,274 sqft · built 1992
Lot Size1.48 acres (64,469 sqft)
Owner2 Individual Names on Record
Last Sale$759,000 (Oct 2024)
Tax Bill$2,322 (2025)
Deeds & MortgagesJun 2021 Mortgage
May 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2911-62-5392-000

Property Details

APN / Parcel Number

Primary APN2911-62-5392-000
Alternative APNs
  • 1763929
  • 1862732

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,274 sqft Living Area
1st Floor Area2,324 sqft
Basement Area826 sqft
Finished Basement950 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area64,469 sqft (1.48 acres)
Garage Area544 sqft
PorchPorch
Porch Area128 sqft
Patio Area570 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1862732
Street Address638 FIELDSTREAM DR
CityBOONE
StateNC
Zip28607-7852
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE2R1
Legal DescriptionLOT 42 FIELDSTREAM
Legal SubdivisionFIELDSTREAM
Legal Lot Number42
JurisdictionWATAUGA NC
Township / Civil DivisionNEW RIVER
Census Block Group1
Census Block1002
Census Tract920400

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4108 SANCROFT DR, APEX, NC 27539-8912
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
May 31, 2018Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU
Oct 14, 2017Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2024 · Amount on Record
Deed SaleOct 11, 2024 · Amount on Record
Prior SaleMay 31, 2018 · Amount on Record
Deed Document Number2024744805
Deed Book / Page2404 / 899
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address638 FIELDSTREAM DR, BOONE, NC 28607-7852
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021980628
DateJun 17, 2021
Book Page2198/628
Instrument707631
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJul 1, 2031

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateMay 31, 2018
Property Address638 FIELDSTREAM DR, BOONE, NC 28607-7852
Document Number0019750425
Book / Page1975 / 0425
Map ReferenceMB10 PG385
Instrument DateMay 25, 2018
Instrument669157
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address638 FIELDSTREAM DR, 638, BOONE, NC 28607-7852

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 FIELDSTREAM DR, BOONE, NC 28607-7852

Mortgage

Document Number0019750428
DateMay 31, 2018
Book Page1975/0428
Instrument669158
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%
AdjustableAdjustable Rate Rider
Change Frequency5 Years
Min Rate At Change3.25%
Max Rate At Change6%
Index5-Year CMT
Margin2
Max Rate6%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address638 FIELDSTREAM DR, BOONE, NC 28607-7852
Document Number0019430131
Book / Page001943 / 000131
Instrument DateOct 14, 2017
Transaction TypeMortgage
Record UpdatedDec 11, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address638 FIELDSTREAM DR BOONE NC 286077852, BOONE, NC 28607-7852

Mortgage

Document Number0019430131
DateOct 19, 2017
Book Page001943/000131
Instrument662985
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 18, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$583,900 (-) Land $75,600 Building $508,300
2025$2,322.00$583,900 (-) Land $75,600 Building $508,300
2024$583,900 Land $75,600 Building $508,300
2023$583,900 Land $75,600 Building $508,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims20 (1989–2025)
Claims Outside the SFHA12 of 20
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

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