Watauga County property record for 638 Fieldstream Dr, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,274 sqft · built 1992 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $759,000 (Oct 2024) |
| Tax Bill | $2,322 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2911-62-5392-000 |
| Primary APN | 2911-62-5392-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,274 sqft Living Area |
| 1st Floor Area | 2,324 sqft |
| Basement Area | 826 sqft |
| Finished Basement | 950 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 64,469 sqft (1.48 acres) |
| Garage Area | 544 sqft |
| Porch | Porch |
| Porch Area | 128 sqft |
| Patio Area | 570 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1862732 |
|---|---|
| Street Address | 638 FIELDSTREAM DR |
| City | BOONE |
| State | NC |
| Zip | 28607-7852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E2R1 |
| Legal Description | LOT 42 FIELDSTREAM |
| Legal Subdivision | FIELDSTREAM |
| Legal Lot Number | 42 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | NEW RIVER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 920400 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4108 SANCROFT DR, APEX, NC 27539-8912 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 31, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Oct 14, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2024 · Amount on Record |
| Deed Sale | Oct 11, 2024 · Amount on Record |
| Prior Sale | May 31, 2018 · Amount on Record |
| Deed Document Number | 2024744805 |
| Deed Book / Page | 2404 / 899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 638 FIELDSTREAM DR, BOONE, NC 28607-7852 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0021980628 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 2198/628 |
| Instrument | 707631 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | May 31, 2018 |
| Property Address | 638 FIELDSTREAM DR, BOONE, NC 28607-7852 |
| Document Number | 0019750425 |
| Book / Page | 1975 / 0425 |
| Map Reference | MB10 PG385 |
| Instrument Date | May 25, 2018 |
| Instrument | 669157 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $860.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 638 FIELDSTREAM DR, 638, BOONE, NC 28607-7852 |
| Name | Verified Name |
|---|---|
| Address | 638 FIELDSTREAM DR, BOONE, NC 28607-7852 |
| Document Number | 0019750428 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 1975/0428 |
| Instrument | 669158 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 638 FIELDSTREAM DR, BOONE, NC 28607-7852 |
| Document Number | 0019430131 |
| Book / Page | 001943 / 000131 |
| Instrument Date | Oct 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 638 FIELDSTREAM DR BOONE NC 286077852, BOONE, NC 28607-7852 |
| Document Number | 0019430131 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 001943/000131 |
| Instrument | 662985 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583,900 (-) Land $75,600 Building $508,300 | ||
| 2025 | $2,322.00 | $583,900 (-) Land $75,600 Building $508,300 | |
| 2024 | $583,900 Land $75,600 Building $508,300 | ||
| 2023 | $583,900 Land $75,600 Building $508,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 20 (1989–2025) |
| Claims Outside the SFHA | 12 of 20 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
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