498 Fieldstream Dr, Boone, NC 28607 Property Records

Watauga County property record for 498 Fieldstream Dr, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,960 sqft · built 1985
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on File
Last Sale	$308,000 (Jan 2017)
Tax Bill	$1,758 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2911-61-2769-000`

Property Details

APN / Parcel Number

Primary APN	`2911-61-2769-000`
Alternative APN	`1766596`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,960 sqft Living Area
1st Floor Area	1,480 sqft
Basement Area	1,204 sqft
Finished Basement	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Garage Area	552 sqft
Porch	Porch
Porch Area	246 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1766596
Street Address	498 FIELDSTREAM DR
City	BOONE
State	NC
Zip	28607-8814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E2R1
Legal Description	LOT 9 & PORT LOPT 8 FIELDSTREAM
Legal Subdivision	FIELDSTREAM
Legal Lot Number	9
Jurisdiction	WATAUGA NC
Township / Civil Division	NEW RIVER
Census Block Group	1
Census Block	1002
Census Tract	920400

Owner

Source: Watauga County records · APN 2911-61-2769-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	498 FIELDSTREAM DR, BOONE, NC 28607-8814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jun 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jan 18, 2017	Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 18, 2017 · Amount on Record
Deed Sale	Jan 18, 2017 · Amount on Record
Deed Document Number	2017654894
Deed Book / Page	1900 / 645
Last Transfer Date	Dec 17, 2019
Transfer Doc	0020660178
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	498 FIELDSTREAM DR, BOONE, NC 28607-8814
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 FIELDSTREAM DR, BOONE, NC 28607-8814

Mortgage

Document Number	0023510119
Date	Sep 11, 2023
Book Page	2351/119
Instrument	734502

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	498 FIELDSTREAM DR, BOONE, NC 28607-8814
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020960811
Date	Jun 05, 2020
Book Page	2096/811
Instrument	690899

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2040

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jan 18, 2017
Property Address	498 FIELDSTREAM DR, BOONE, NC 28607-8814
Document Number	0019000645
Book / Page	001900 / 000645
Instrument Date	Jan 16, 2017
Instrument	654894
Transaction Type	Transfer
Record Updated	Feb 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	498 FIELDSTREAM DR BOONE NC 286078814, BOONE, NC 28607-8814

Mortgage

Document Number	19000648
Date	Jan 18, 2017
Book Page	001900/000648
Instrument	654895

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,758.00 (+0.69%)	$434,700 (-) Land $55,700 Building $379,000
2024	$1,746.00		$434,700 Land $55,700 Building $379,000
2023		$434,700 Land $55,700 Building $379,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	20 (1989–2025)
Claims Outside the SFHA	12 of 20
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Tropical Storm Helene, Sep 2024 · 10 claims

Wildfire

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 133 locations within half a mile of this property.

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