638 Eubank Landing Rd, Topping, VA 23169 Property Records

Middlesex County property record for 638 Eubank Landing Rd, Topping, VA 23169

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,624 sqft · built 2021
Lot Size	0.397 acres (17,311 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,741 (2026)
Deeds & Mortgages	Dec 2021 Refinance Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30A 2 7`

Property Details

APN / Parcel Number

Primary APN	`30A 2 7`
Alternative APN	`455`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	4,206 sqft
1st Floor Area	1,624 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,311 sqft (0.397 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Deck Area	Deck Area
Patio Area	144 sqft
Shed	1 Shed
Shed Area	180 sqft
Canopy	100 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	455
Street Address	638 EUBANK LANDING RD
City	TOPPING
State	VA
Zip	23169-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	MEACHIM CRK LOT 7 DB 109-384 D346-765 D14-1600 D20604
Legal Subdivision	MEADOWS CREEK
Legal Lot Number	7
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1006
Census Tract	951100

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	638 EUBANK LANDING RD, TOPPING, VA 23169-2104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS & FARMERS BANK
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA COMMONWEALTH BANK
Aug 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS & FARMERS BANK
Apr 13, 2020	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 11, 2024
Transfer Doc	0000000325
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	638 EUBANK LANDING RD, TOPPING, VA 23169-2104
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003255
Date	Dec 20, 2021
Instrument	210003255

Lender

Name	CITIZENS & FARMERS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	638 EUBANK LANDING RD, TOPPING, VA 23169-2104
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000885
Date	Jun 2, 2020
Instrument	200000885

Lender

Name	VIRGINIA COMMONWEALTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	638 EUBANK LANDING RD, TOPPING, VA 23169-2104
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001794
Date	Aug 2, 2018
Instrument	180001794

Lender

Name	CITIZENS & FARMERS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Apr 13, 2020
Property Address	638 EUBANK LANDING RD, TOPPING, VA 23169-2104
Document Number	200000604
Instrument Date	Apr 9, 2020
Instrument	200000604
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 HOLLANDALE RD, HENRICO, VA 23238-4005

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,741.00	$449,500 (-) Land $197,000 Building $252,500	$449,500 (-) Land $197,000 Building $252,500
2025	$2,741.00 (+5.1%)	$449,500 (+5.12%) Land $197,000 Building $252,500	$449,500 (+5.12%) Land $197,000 Building $252,500
2023	$2,608.00	$427,600 Land $197,000 Building $230,600	$427,600 Land $197,000 Building $230,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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