628 Eubank Landing Rd, Topping, VA 23169 Property Records

Middlesex County property record for 628 Eubank Landing Rd, Topping, VA 23169

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,916 sqft · built 2024
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Dec 2021)
Tax Bill	$2,870 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2009 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`30A 2 2`

Property Details

APN / Parcel Number

Primary APN	`30A 2 2`
Alternative APN	`9368`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,916 sqft Living Area
Gross Area	3,000 sqft
1st Floor Area	1,008 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	Deck Area
Shed	1 Shed
Shed Area	144 sqft
Storage Building	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9368
Street Address	628 EUBANK LANDING RD
City	TOPPING
State	VA
Zip	23169-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	MEACHIMS CREEK LOT 2 .47 AC D82-99 329-44 P15-257 D20-1107 D21-3150 D24-451 S105-1&2
Legal Subdivision	MEACHIMS CREEK
Legal Lot Number	2
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1006
Census Tract	951100

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	628 EUBANK LANDING RD, TOPPING, VA 23169-2104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage TRUIST BANK
Sep 15, 2009	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
May 16, 2006	Deed of Trust, Mortgage · Line of Credit WACHOVIA BANK NATIONAL AS
Apr 29, 2013	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS AND FARMERS BANK
Apr 8, 2024	Correction Deed
Dec 8, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2021 · Amount on Record
Deed Sale	Dec 8, 2021 · Amount on Record
Deed Document Number	20213150
Last Transfer Date	Mar 11, 2024
Transfer Doc	0000000325
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	628 EUBANK LANDING RD, TOPPING, VA 23169-2104
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000147
Date	Feb 5, 2024
Instrument	240000147

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 1, 2055

Interest

Rate Type	Fixed Rate

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	628 EUBANK LANDING RD, TOPPING, VA 23169-2104
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00900/2111
Date	Sep 15, 2009
Book Page	900/2111

Lender

Name	SUNTRUST MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2024

Interest

Rate Type	Fixed Rate
Rate	4.5%

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	628 EUBANK LANDING RD, TOPPING, VA 23169-2104
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00600/1275
Date	May 16, 2006
Book Page	600/1275

Lender

Name	WACHOVIA BANK NATIONAL AS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Apr 24, 2046

Interest

Rate Type	Adjustable Rate

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	628 EUBANK LANDING RD, TOPPING, VA 23169-2104
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001300/735
Date	Apr 29, 2013
Book Page	1300/735

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2043

Interest

Rate Type	Fixed Rate
Rate	3.75%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Recording Date	Apr 22, 2026
Property Address	628 EUBANK LANDING RD, TOPPING, VA 23169-2104
Document Number	0000000625
Instrument Date	Apr 20, 2026
Instrument	2026625
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	6509 LAKEVISTA DR, MECHANICSVILLE, VA 23111-5345

Mortgage

Document Number	0000000625,
Date	Apr 22, 2026
Instrument	2026625

Lender

Name	CITIZENS AND FARMERS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

April 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Apr 8, 2024
Property Address	628 EUBANK LANDING RD, TOPPING, VA 23169-2104
Document Number	0240000464
Instrument Date	Mar 6, 2024
Instrument	240000464
Record Updated	May 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 EUBANK LANDING RD, TOPPING, VA 23169-2104

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Dec 8, 2021
Property Address	628 EUBANK LANDING RD, TOPPING, VA 23169-2104
Document Number	0210003150
Instrument Date	Nov 29, 2021
Instrument	210003150
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	SIGNATURE TITLE AND SETTLEMENT C, SIGNATURE TITLE & STLMNT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7446 PLUM ROSE CT, MECHANICSVILLE, VA 23111-2249

Mortgage

Document Number	0210003151
Date	Dec 8, 2021
Instrument	210003151

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	368 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,870.00	$470,500 (-) Land $197,000 Building $273,500	$470,500 (-) Land $197,000 Building $273,500
2025	$2,870.00 (+64.56%)	$470,500 (+64.57%) Land $197,000 Building $273,500	$470,500 (+64.57%) Land $197,000 Building $273,500
2023	$1,744.00	$285,900 Land $197,000 Building $88,900	$285,900 Land $197,000 Building $88,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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