638 E State St, Albion, NY 14411 Property Records

Orleans County and Albion Town property record for 638 E State St, Albion, NY 14411 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 984 sqft · built 2009
Lot Size0.323 acres (14,100 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Apr 2020)
Tax Bill$4,153 (2025)
Deeds & MortgagesAug 2023 Refinance
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN342001 73.8-1-22.411

Property Details

APN / Parcel Number

Primary APN342001 73.8-1-22.411
Alternative APN
  • 20010730080001022411

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area984 sqft Living Area
1st Floor Area984 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area14,100 sqft (0.323 acres)
Lot Dimensions150 ft deep x 94 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address638 E STATE ST
CityALBION
StateNY
Zip14411-1128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHLC 27-15-1 LOTS 8
Legal Block1
Legal Lot Number22.411
JurisdictionORLEANS NY
Township / Civil DivisionALBION
Census Block Group2
Census Block2001
Census Tract40701

Owner

Source: Orleans County and Albion Town records · APN 342001 73.8-1-22.411

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address638 E STATE ST, ALBION, NY 14411-1128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
FIVE STAR BANK
Apr 08, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
FIVE STAR BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 08, 2020 · Amount on Record
Deed SaleApr 08, 2020 · Amount on Record
Prior SaleOct 24, 2011 · Amount on Record
Deed Document Number2020105859
Deed Book / Page862 / 1115
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORLEANS NY
Property Address638 E STATE ST, ALBION, NY 14411-1128
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00871/3390
DateAug 02, 2023
Book Page871/3390
Instrument120964
Lender
NameFIVE STAR BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term85 Months
DueSep 01, 2030

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORLEANS NY
Recording DateApr 08, 2020
Property Address638 E STATE ST, ALBION, NY 14411-1128
Document Number00862/1115
Book / Page862 / 1115
Instrument DateMar 30, 2020
Instrument105859
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3829 LONG BRIDGE RD, ALBION, NY 14411-9122

Mortgage

Document Number0000105860
DateApr 08, 2020
Instrument105860
Lender
NameFIVE STAR BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number00862/1115
DateApr 08, 2020
Book Page862/1115
Instrument105859
Lender
NameFIVE STAR BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Orleans County and Albion Town records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
MunicipalityAlbion Village
CountyOrleans County
County SubdivisionAlbion Town
Unified School DistrictAlbion Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,153.00 (+21.82%)$98,500 (+42.75%) Land $11,800 Building $86,700$103,700 (+24.79%) Land $12,423 Building $91,277
2023$69,000 (-) Land $11,800 Building $57,200$83,100 (-) Land $14,211 Building $68,889
2022$69,000 Land $11,800 Building $57,200$83,100 Land $14,211 Building $68,889
2021$3,409.00 (+0.62%)
2020$3,388.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orleans County (36073C), updated November 13, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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