631 E State St, Albion, NY 14411 Property Records

Orleans County and Albion Town property record for 631 E State St, Albion, NY 14411

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,632 sqft · built 1870
Lot Size	0.166 acres (7,260 sqft)
Owner	Individual Name on Record
Last Sale	$77,400 (Jun 2018)
Tax Bill	$4,729 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`342001 73.8-1-9`

Property Details

APN / Parcel Number

Primary APN	`342001 73.8-1-9`
Alternative APNs	`20010730080001009000` `1415-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,632 sqft Living Area
1st Floor Area	746 sqft
2nd Floor Area	711 sqft
Upper Floors Area	175 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	7,260 sqft (0.166 acres)
Lot Dimensions	165 ft deep x 44 ft wide
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	631 E STATE ST
City	ALBION
State	NY
Zip	14411-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HC 27-15-1
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	ORLEANS NY
Township / Civil Division	ALBION
Census Block Group	1
Census Block	1014
Census Tract	40702

Owner

Source: Orleans County and Albion Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	631 E STATE ST, ALBION, NY 14411-1127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 5, 2018	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK
Jun 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Jun 5, 2008 · Amount on Record
Deed Document Number	201898432
Deed Book / Page	857 / 8326
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS NY
Property Address	631 E STATE ST, ALBION, NY 14411-1127
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00868/4615
Date	Jun 21, 2022
Book Page	868/4615
Instrument	116084

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jul 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS NY
Property Address	631 E STATE ST, ALBION, NY 14411-1127
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000857/0000008330
Date	Jun 5, 2018
Book Page	0000000857/0000008330
Instrument	180-00098433

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORLEANS NY
Recording Date	Jun 5, 2018
Property Address	631 E STATE ST, ALBION, NY 14411-1127
Document Number	00857/8326
Book / Page	857 / 8326
Instrument Date	May 30, 2018
Instrument	180-00098432
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 RAYMOND DR, BROCKPORT, NY 14420-1026

Tax Assessment & Valuation

Source: Orleans County and Albion Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Albion Village
County	Orleans County
County Subdivision	Albion Town
Unified School District	Albion Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,729.00 (+1.24%)
2025	$4,671.00 (+35.55%)	$111,500 (+59.74%) Land $5,500 Building $106,000	$117,400 (+39.6%) Land $5,791 Building $111,609
2023		$69,800 (-) Land $5,300 Building $64,500	$84,100 (-) Land $6,386 Building $77,714
2022		$69,800 Land $5,300 Building $64,500	$84,100 Land $6,386 Building $77,714
2021	$3,446.00 (+0.61%)
2020	$3,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 13, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION VILLAGE serves 6,000 people · EPA ID NY3600596
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
North Shore Networks Fixed Wireless	250 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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