Benton County property record for 638 E Saint Germain St, Saint Cloud, MN 56304 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.181 acres (7,919 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (May 2016) |
| Tax Bill | $2,632 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.00190.00 |
| Primary APN | 17.00190.00 |
|---|
| Lot Area | 7,919 sqft (0.181 acres) |
|---|
| Street Address | 638 E SAINT GERMAIN ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-36 TWP-036 RANGE-031 EAST ST CLOUD LOT-006 BLOCK-008 & LOTS 7 & 8 |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 36 |
| Legal Subdivision | EAST ST CLOUD |
| Legal Block | 8 |
| Legal Lot Number | 6-8 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 5 |
| Census Block | 5025 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.00190.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 638 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2016 · Amount on Record |
| Deed Sale | May 10, 2016 · Amount on Record |
| Deed Document Number | 2016415805 |
| Record Updated | Sep 20, 2026 |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,632.00 (+3.22%) Homeowner's exemption | $133,600 (+11.89%) Land $25,000 Building $108,600 | $133,600 (+11.89%) Land $25,000 Building $108,600 |
| 2025 | $2,550.00 (+8.23%) Homeowner's exemption | $119,400 (+1.62%) Land $25,000 Building $94,400 | $119,400 (+1.62%) Land $25,000 Building $94,400 |
| 2023 | $2,356.00 | $117,500 Land $25,000 Building $92,500 | $117,500 Land $25,000 Building $92,500 |
Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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