630 E Saint Germain St, Saint Cloud, MN 56304 Property Records

Benton County property record for 630 E Saint Germain St, Saint Cloud, MN 56304 · Last verified July 2026

Property Summary

Property Type	Commercial
Lot Size	0.181 acres (7,919 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Aug 2016)
Tax Bill	$1,994 (2026)
Deeds & Mortgages	Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17.00189.00`

Property Details

APN / Parcel Number

Primary APN	`17.00189.00`

Exterior

Lot Area	7,919 sqft (0.181 acres)

Location & Zoning

Street Address	630 E SAINT GERMAIN ST
City	SAINT CLOUD
State	MN
Zip	56304-0834
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SECT-36 TWP-036 RANGE-031 EAST ST CLOUD LOT-003 BLOCK-008 & LOTS 4 & 5
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	EAST ST CLOUD
Legal Block	8
Legal Lot Number	3-5
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5025
Census Tract	21201

Owner

Source: Benton County records · APN 17.00189.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	628 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0834
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2016 · Amount on Record
Deed Sale	Aug 19, 2016 · Amount on Record
Prior Sale	May 12, 2009 · Amount on Record
Deed Document Number	2016417745
Prior Transfer Date	Aug 16, 2016
Prior Transfer Doc	0000417745
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Jan 07, 2026
Property Address	630 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0834
Document Number	0000481333
Instrument Date	Jan 06, 2026
Instrument	481333
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0834

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,994.00 (-10.02%)	$98,400 (+17.28%) Land $25,000 Building $73,400	$98,400 (+17.28%) Land $25,000 Building $73,400
2025	$2,216.00 (+10.03%)	$83,900 (-14.74%) Land $25,000 Building $58,900	$83,900 (-14.74%) Land $25,000 Building $58,900
2023	$2,014.00	$98,400 Land $25,000 Building $73,400	$98,400 Land $25,000 Building $73,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.