638 E Prospect St, York, PA 17403 Property Records

York County property record for 638 E Prospect St, York, PA 17403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,974 sqft · built 1885
Lot Size	0.077 acres (3,354 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Oct 2020)
Tax Bill	$3,405 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-430-20-0006.00-00000`

Property Details

APN / Parcel Number

Primary APN	`12-430-20-0006.00-00000`
Alternative APNs	`1243002000060000000` `120344800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,974 sqft Living Area
1st Floor Area	749 sqft
Basement Area	273 sqft
Unfinished Basement	273 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	High Rise
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Flat
Lot Area	3,354 sqft (0.077 acres)
View / Lot	Major Street/Thoroughfare
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	253 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	638 E PROSPECT ST
City	YORK
State	PA
Zip	17403-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Subdivision	SAME PREMISES WHICH STPS PROPERTIES
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	2
Census Block	2004
Census Tract	600

Owner

Source: York County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	364 E SPRINGETTSBURY AVE, YORK, PA 17403-3232
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 5, 2020	Grant Deed, Transfer LSG SETTLEMENTS LLC
Nov 3, 2017	Grant Deed, Transfer · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Apr 15, 2015 · Amount on Record
Deed Document Number	202048517
Deed Book / Page	2600 / 7544
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	638 E PROSPECT ST, YORK, PA 17403-2409
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 E SPRINGETTSBURY AVE, YORK, PA 17403-3232

Mortgage

Document Number	0000009931
Date	Mar 5, 2026
Book Page	2882/5938
Instrument	2026009931

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK PA
Recording Date	Oct 5, 2020
Property Address	638 E PROSPECT ST, YORK, PA 17403-2409
Document Number	0000048517
Book / Page	002600 / 007544
Instrument Date	Sep 30, 2020
Instrument	48517
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	LSG SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1400 E MARKET ST YORK PA 174031222, YORK, PA 17403-1222

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK PA
Recording Date	Nov 3, 2017
Property Address	638 E PROSPECT ST, YORK, PA 17403-2409
Document Number	0000051058
Book / Page	002446 / 000498
Instrument Date	Oct 31, 2017
Instrument	51058
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	CT LAND SERVICES COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	433 E CLAY ST LANCASTER PA 176022153, LANCASTER, PA 17602-2153
Investor	Possibly a Property Investor

Mortgage

Document Number	51059
Date	Nov 3, 2017
Book Page	002446/000516
Instrument	51059

Lender

Name	PEOPLES BK
Type	Bank
Address	LANCASTER, PA 17601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	York City
Unified School District	York City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,405.00 (+3.43%)	$53,040 (-) Land $10,340 Building $42,700
2024	$3,292.00	$53,040 Land $10,340 Building $42,700
2006			$53,040 Land $10,340 Building $42,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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