632 E Prospect St, York, PA 17403 Property Records

York County property record for 632 E Prospect St, York, PA 17403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,280 sqft · built 1935
Lot Size	0.096 acres (4,182 sqft)
Owner	Company Name on Record
Last Sale	$92,500 (Feb 2026)
Tax Bill	$3,482 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`12-430-20-0004.00-00000`

Property Details

APN / Parcel Number

Primary APN	`12-430-20-0004.00-00000`
Alternative APNs	`1243002000040000000` `120344600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,280 sqft Living Area
1st Floor Area	640 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	High Rise
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Lot Area	4,182 sqft (0.096 acres)
View / Lot	Major Street/Thoroughfare
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	632 E PROSPECT ST
City	YORK
State	PA
Zip	17403-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	2
Census Block	2004
Census Tract	600

Owner

Source: York County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1349 W PHILADELPHIA ST, YORK, PA 17404-5311
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Oct 24, 2019	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Feb 11, 2026 · Amount on Record
Deed Document Number	20267156
Deed Book / Page	2882 / 3163
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	632 E PROSPECT ST, YORK, PA 17403-2409
Transaction Type	Mortgage
Record Updated	Jul 20, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E PROSPECT ST, YORK, PA 17403-2409

Mortgage

Document Number	0000025100
Date	Jul 5, 2023
Book Page	2787/2116
Instrument	2023025100

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Dec 1, 2049

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YORK PA
Property Address	632 E PROSPECT ST, YORK, PA 17403-2409
Document Number	0000002795
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E PROSPECT ST YORK PA 174032409, YORK, PA 17403-2409

Mortgage

Document Number	0000002795
Date	Jan 16, 2020
Book Page	002555/001442
Instrument	2795

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	York City
Unified School District	York City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,482.00 (+1.6%)	$54,250 (-) Land $10,670 Building $43,580
2025	$3,427.00 (+1.75%)	$54,250 (-) Land $10,670 Building $43,580
2024	$3,368.00	$54,250 Land $10,670 Building $43,580
2006			$54,250 Land $10,670 Building $43,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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