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638 E 5th St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 638 E 5th St, Watsonville, CA 95076 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1990
Square Footage1,423 sqft Living Area
Lot Size7,928 sqft (0.182 acres)
OccupancyOwner Occupied
Last Sale$215,000 (2019)
Tax Bill$8,249.00 (2025)

Property Details

APN / Parcel Number

Primary APN018-571-29
Alternative APN
  • 018-571-29-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,423 sqft Living Area
Gross Area2,183 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1990
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area7,928 sqft (0.182 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area760 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address638 E 5TH ST
CityWATSONVILLE
StateCA
Zip95076-4033
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionBREWINGTON-ROGERS 01
Legal Lot Number21
JurisdictionSANTA CRUZ CA
Minor Civil DivisionWATSONVILLE
Census Blockgroup1
Census Block1018
Census Tract110201

Owner

Source: Santa Cruz County records · APN 018-571-29

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address638 E 5TH ST, WATSONVILLE, CA 95076-4033
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 22, 2019Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jun 14, 2018Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Jun 14, 2018Affidavit of Death, Transfer
FIRST AMERICAN TITLE
Jun 14, 2018Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2019 · Amount on Record
Deed SaleMay 22, 2019 · Amount on Record
Prior SaleJun 14, 2018 · Amount on Record
Deed Doc Number201913722
Prior Transfer DateJun 13, 2018
Prior Transfer Doc0000018153
Record RefreshedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address638 E 5TH ST, WATSONVILLE, CA 95076-4033
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 E 5TH ST, WATSONVILLE, CA 95076-4033

Mortgage

Document Number0000053002
DateDec 09, 2020
Instrument2020-0053002
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 22, 2019
Property Address638 E 5TH ST, WATSONVILLE, CA 95076-4033
Document Number0000013722
Map ReferenceMB 23 PG 16
Instrument DateMay 17, 2019
Instrument2019-0013722
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address638 E 5TH ST, WATSONVILLE, CA 95076-4033

Mortgage

Document Number0000013723
DateMay 22, 2019
Instrument2019-0013723
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 14, 2018
Property Address638 E 5TH ST, WATSONVILLE, CA 95076-4033
Document Number0000018153
Instrument DateJun 13, 2018
Instrument18153
Transaction TypeTransfer
Record UpdatedJun 22, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address128 SANTA CLARA ST WATSONVILLE CA 950763132, WATSONVILLE, CA 95076-3132

June 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA CRUZ CA
Recording DateJun 14, 2018
Property Address638 E 5TH ST, WATSONVILLE, CA 95076-4033
Document Number0000018151
Instrument DateJun 08, 2018
Instrument18151
Transaction TypeTransfer
Record UpdatedJun 22, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 E 5TH ST WATSONVILLE CA 950764033, WATSONVILLE, CA 95076-4033

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 14, 2018
Property Address638 E 5TH ST, WATSONVILLE, CA 95076-4033
Document Number0000018152
Map ReferenceMB 23 PG 16
Instrument DateJun 07, 2018
Instrument2018-0018152
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address128 SANTA CLARA ST, WATSONVILLE, CA 95076-3132

Mortgage

Document Number0000018154
DateJun 14, 2018
Instrument2018-0018154
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$655,731 (+2%) Land $393,439 Building $262,292
2025$8,249.00 (+13.02%)$642,873 (+4.04%) Land $385,724 Building $257,149
2023$7,299.00 (+1.77%)$617,910 Land $370,746 Building $247,164$597,060
2022$7,172.00

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