638 Coy Dr, Beavercreek (Dayton), OH 45434 Property Records

Greene County property record for 638 Coy Dr, Beavercreek, OH 45434

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,092 sqft · built 1971
Lot Size	0.494 acres (21,520 sqft)
Owner	Trust Name on Record
Tax Bill	$4,743 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B426004132`

Property Details

APN / Parcel Number

Primary APN	`B426004132`
Alternative APN	`B42-0006-0004.0-0132.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,092 sqft Living Area
1st Floor Area	1,078 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	21,520 sqft (0.494 acres)
Lot Width	120 ft Width
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	638 COY DR
City	BEAVERCREEK
State	OH
Zip	45434-5862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SHAKER ESTATES 1 ALL LOT 10 638 COY DR
Legal Subdivision	SHAKER ESTATES 1
Legal Lot Number	10
Jurisdiction	GREENE OH
Township / Civil Division	BEAVERCREEK
Census Block Group	1
Census Block	1010
Census Tract	210500

Owner

Source: Greene County records, as of March 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	638 COY DR, BEAVERCREEK, OH 45434-5862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA
Feb 16, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 24, 2023
Transfer Doc	0000004450
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	638 COY DR, BEAVERCREEK, OH 45434-5862
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 COY DR, BEAVERCREEK, OH 45434-5862

Mortgage

Document Number	0000003224
Date	Feb 16, 2022
Instrument	2022003224

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jan 20, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	638 COY DR, BEAVERCREEK, OH 45434-5862
Document Number	0000013308
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	638 COY DR BEAVERCREEK OH 454345862, BEAVERCREEK, OH 45434-5862

Mortgage

Document Number	0000013308
Date	Jul 16, 2020
Instrument	13308

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2035

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	638 COY DR, BEAVERCREEK, OH 45434-5862
Document Number	0000007301
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018
Title Company	AA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	638 COY DR BEAVERCREEK OH 454345862, BEAVERCREEK, OH 45434-5862

Mortgage

Document Number	0000007301
Date	May 10, 2018
Instrument	7301

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Beavercreek City
County	Greene County
County Subdivision	Beavercreek Township
Unified School District	Beavercreek City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,743.00	$92,200 (-) Land $15,250 Building $76,950
2024	$4,743.00 (-2.27%)	$92,200 (-) Land $15,250 Building $76,950
2023	$4,853.00 (+9.25%)	$92,200 (+31.7%) Land $15,250 Building $76,950	$263,420 (+31.68%) Land $43,560 Building $219,860
2022	$4,442.00	$70,010 Land $10,510 Building $59,500
2020			$200,050 Land $30,040 Building $170,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2017–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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