Clay County property record for 638 Cedar Ln, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,126 (2026) |
| Deeds & Mortgages | May 2023 Transfer Mar 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 58.531.2190 |
| Primary APN | 58.531.2190 |
|---|
| Lot Area | 9,600 sqft (0.22 acres) |
|---|
| Street Address | 638 CEDAR LN |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-3233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME MORNINGSIDE ADD SUBDIVISIONCD 58531 LOT 2 & E 10' OF LOT 3 8 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 09 |
| Legal Subdivision | MORNINGSIDE ADD |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30400 |
638 Cedar Ln is owner-occupied and held in a trust.
Source: Clay County records, as of August 25, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 638 CEDAR LN, MOORHEAD, MN 56560-3233 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Mar 13, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | May 8, 2023 |
| Property Address | 638 CEDAR LN, MOORHEAD, MN 56560-3233 |
| Document Number | 0000837550 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 837550 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 638 CEDAR LN, MOORHEAD, MN 56560-3233 |
| Name | Verified Name |
|---|---|
| Address | 638 CEDAR LN, MOORHEAD, MN 56560-3233 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Mar 13, 2018 |
| Property Address | 638 CEDAR LN, MOORHEAD, MN 56560-3233 |
| Document Number | 0000777910 |
| Instrument Date | Mar 13, 2018 |
| Instrument | 777910 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 638 CEDAR LN MOORHEAD MN 565603233, MOORHEAD, MN 56560-3233 |
The 2026 property tax bill for 638 Cedar Ln was $4,126 with a homeowner's exemption.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,126.00 Homeowner's exemption | $276,800 (+3.17%) Land $48,400 Building $228,400 | $276,800 (+3.17%) Land $48,400 Building $228,400 |
| 2025 | $268,300 Land $49,400 Building $218,900 | $268,300 Land $49,400 Building $218,900 | |
| 2023 | $3,420.00 Homeowner's exemption | $243,100 Land $49,400 Building $193,700 | $243,100 Land $49,400 Building $193,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 638 Cedar Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 638 Cedar Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures