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634 Cedar Ln, Moorhead, MN 56560 Property Records

Clay County property record for 634 Cedar Ln, Moorhead, MN 56560

Property Summary

Property TypeSingle Family Home
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Jun 2021)
Tax Bill$2,960 (2026)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN58.531.2200

Property Details

APN / Parcel Number

Primary APN58.531.2200

Exterior

Lot Area9,600 sqft (0.22 acres)

Location & Zoning

Street Address634 CEDAR LN
CityMOORHEAD
StateMN
Zip56560-3233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME MORNINGSIDE ADD SUBDIVISIONCD 58531 W 60' OF LOT 3 & E 20' OF LOT 4 8
Legal Range48
Legal Township139
Legal Section09
Legal SubdivisionMORNINGSIDE ADD
Legal Block8
Legal Lot Number3
JurisdictionCLAY MN
Township / Civil DivisionMOORHEAD
Census Block Group2
Census Block2008
Census Tract30400

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address634 CEDAR LN, MOORHEAD, MN 56560-3233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2021 · Amount on Record
Deed SaleJun 15, 2021 · Amount on Record
Prior SaleJun 22, 2005 · Amount on Record
Deed Document Number2021817087
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateJun 15, 2021
Property Address634 CEDAR LN, MOORHEAD, MN 56560-3233
Document Number0000817087
Instrument DateJun 10, 2021
Instrument817087
Transaction TypeTransfer
Record UpdatedJun 30, 2021
Title CompanyCONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$577.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 CEDAR LN, MOORHEAD, MN 56560-3233

Mortgage

Document Number0000817088
DateJun 15, 2021
Instrument817088
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityMoorhead City
Unified School DistrictMoorhead Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,960.00 (+16.35%) Homeowner's exemption$205,400 (+2.8%) Land $48,400 Building $157,000$205,400 (+2.8%) Land $48,400 Building $157,000
2025$199,800 (+7.94%) Land $49,400 Building $150,400$199,800 (+7.94%) Land $49,400 Building $150,400
2023$2,544.00 Homeowner's exemption$185,100 Land $49,400 Building $135,700$185,100 Land $49,400 Building $135,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMoorhead
serves 44,583 people · EPA ID MN1140008
Water SourceSurface water
Last State InspectionSep 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fixed Wireless in parts of the area		2,000 / 350
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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