Monmouth County and Ocean Township property record for 638 Bowne Rd, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,889 sqft · built 1931 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Jul 2003) |
| Tax Bill | $12,782 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-00039-0000-00049 |
| Primary APN | 37-00039-0000-00049 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,889 sqft Living Area |
| 1st Floor Area | 2,132 sqft |
| Upper Floors Area | 654 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 33,977 sqft (0.78 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 720 sqft |
|---|---|
| Pool House | 242 sqft |
| Porch | Open Porch |
| Patio Area | 80 sqft |
| Canopy | 242 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Old Parcel Number | 3700039000000001D |
|---|---|
| Street Address | 638 BOWNE RD |
| City | OCEAN |
| State | NJ |
| Zip | 07712-3334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Description | L1.01 |
| Legal Block | 39 |
| Legal Lot Number | 49 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 806503 |
638 Bowne Rd is owned and occupied by two individuals who bought it in July 2003.
Source: Monmouth County and Ocean Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 638 BOWNE RD, OCEAN, NJ 07712-3334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2003 · Amount on File |
| Deed Sale | Jul 9, 2003 · Amount on File |
| Prior Sale | Jun 6, 1996 · Amount on File |
| Deed Book / Page | 8253 / 4989 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 638 Bowne Rd was $12,782, up 9% from the year before.
Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $914,100 (-3.24%) Land $455,900 Building $458,200 | $914,100 (-3.24%) Land $455,900 Building $458,200 | |
| 2025 | $12,782.00 (+8.99%) | $944,700 Land $496,700 Building $448,000 | $944,700 Land $496,700 Building $448,000 |
| 2024 | $11,728.00 | ||
| 2023 | $810,200 Land $382,000 Building $428,200 | $810,200 Land $382,000 Building $428,200 | |
| 2022 | $14,301.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 638 Bowne Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 638 Bowne Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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