633 Bowne Rd, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 633 Bowne Rd, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,342 sqft · built 1946
Lot Size	0.717 acres (31,219 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Mar 2019)
Tax Bill	$10,475 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`37-00037-16-00037`

Property Details

APN / Parcel Number

Primary APN	`37-00037-16-00037`
Alternative APNs	`3700037001600037` `3700037Q00101A2`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,342 sqft Living Area
1st Floor Area	1,697 sqft
Basement Area	754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	31,219 sqft (0.717 acres)
Lot Dimensions	223 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Patio Area	567 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	3700037Q00101A2
Street Address	633 BOWNE RD
City	OCEAN
State	NJ
Zip	07712-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF40
Legal Subdivision	WAYSIDE VILLAGE SEC 01
Legal Block	37.16
Legal Lot Number	37
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	1
Census Block	1007
Census Tract	806503

Owner

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	633 BOWNE RD, OCEAN, NJ 07712-3303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 20, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Mar 20, 2019	Grant Deed, Transfer · FHA Mortgage ADVISORS MTG
Sep 9, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2019 · Amount on Record
Deed Sale	Mar 20, 2019 · Amount on Record
Prior Sale	Feb 4, 2015 · Amount on Record
Deed Document Number	201924562
Deed Book / Page	9340 / 1065
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	633 BOWNE RD, OCEAN, NJ 07712-3303
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 SOWNE RD, OCEAN, NJ 07712

Mortgage

Document Number	0097594721
Date	Oct 3, 2025
Book Page	9759/4721
Instrument	2025079416

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Sep 26, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	633 BOWNE RD, OCEAN, NJ 07712-3303
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095435389
Date	Sep 15, 2021
Book Page	9543/5389
Instrument	2021138635

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	633 BOWNE RD, OCEAN, NJ 07712-3303
Document Number	0000008800
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 BOWNE RD OCEAN NJ 077123303, OCEAN, NJ 07712-3303

Mortgage

Document Number	0000008800
Date	Jan 23, 2020
Book Page	009392/009235
Instrument	8800

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 20, 2019
Property Address	633 BOWNE RD, OCEAN, NJ 07712-3303
Document Number	0000024562
Book / Page	009340 / 001065
Instrument Date	Jan 23, 2019
Instrument	24562
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	633 BOWNE RD OCEAN NJ 077123303, OCEAN, NJ 07712-3303

Mortgage

Document Number	24563
Date	Mar 20, 2019
Book Page	009340/001071
Instrument	24563

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	633 BOWNE RD, OCEAN, NJ 07712-3303
Document Number	0000095453
Instrument Date	Sep 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	633 BOWNE RD OCEAN NJ 077123303, OCEAN, NJ 07712-3303

Mortgage

Document Number	0000095453
Date	Sep 27, 2017
Book Page	009251/001608
Instrument	95453

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$800,500 (+3.4%) Land $437,900 Building $362,600	$800,500 (+3.4%) Land $437,900 Building $362,600
2025	$10,475.00 (+14.02%)	$774,200 (+27.86%) Land $474,300 Building $299,900	$774,200 (+27.86%) Land $474,300 Building $299,900
2024	$9,187.00 (-15.78%)
2023		$605,500 Land $359,600 Building $245,900	$605,500 Land $359,600 Building $245,900
2022	$10,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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