638 Bowers Ct, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 638 Bowers Ct, Saint Augustine, FL 32080

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,020 sqft · built 1984
Lot Size	0.02 acres (871 sqft)
Owner	Company Name on File
Last Sale	$327,000 (Oct 2024)
Tax Bill	$4,945 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`172405-0331`

Property Details

APN / Parcel Number

Primary APN	`172405-0331`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,020 sqft Living Area
Gross Area	1,156 sqft
1st Floor Area	510 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2009
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	871 sqft (0.02 acres)
Porch	Finished Screened Porch
Porch Area	136 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	638 BOWERS CT
City	SAINT AUGUSTINE
State	FL
Zip	32080-6878
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	14/70 VILLA DEL REY PT OF TRACT A NKA UNIT 33 TOWNHOUSE 1 OR6036/1598
Legal Range	30E
Legal Township	08S
Legal Section	03
Legal Subdivision	VILLA DEL REY
Legal Tract	A
Legal Block	1
Legal Lot Number	1
Legal Unit	33
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1029
Census Tract	21410

Owner

Source: St. Johns County records · APN 172405-0331

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3948 3RD ST S, JACKSONVILLE BEACH, FL 32250-5847
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2024 · Amount on Record
Deed Sale	Oct 16, 2024 · Amount on Record
Prior Sale	Apr 05, 2022 · Amount on Record
Deed Document Number	202480821
Deed Book / Page	6036 / 1598
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 05, 2022
Property Address	638 BOWERS CT, SAINT AUGUSTINE, FL 32080-6878
Document Number	0055310882
Book / Page	5531 / 882
Map Reference	MB 14 PG 70
Instrument Date	Apr 04, 2022
Instrument	2022035542
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2020 HOWELL MILL RD NW # NWC316, 2020, ATLANTA, GA 30318-1732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 PINE SHADOW PKWY APT 2307, 2307, PONTE VEDRA, FL 32081-0203

Mortgage

Document Number	0005531885
Date	Apr 05, 2022
Instrument	5531/885

Lender

Name	GROUNDFLOOR JACKSONVILLE LLC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Oct 01, 2022

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,319 (-2.68%) Land $76,000 Building $195,319	$271,319 (-2.68%) Land $76,000 Building $195,319
2025	$4,945.00 (+15.97%)	$278,781 (+14.21%)	$278,781 (+14.21%) Land $76,000 Building $202,781
2024	$4,264.00 (+3.22%)
2023	$4,131.00 (+41.62%)	$244,094 (+22.99%)	$244,094 (+22.99%) Land $76,000 Building $168,094
2022	$2,917.00	$198,469	$198,469 Land $67,200 Building $131,269

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214101, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 243 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	365 units insured incl. 122 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: IQ Fiber Intermediate Holdings.

Based on FCC filings for 382 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.