St. Johns County property record for 630 Bowers Ct, Saint Augustine, FL 32080
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 1,054 sqft · built 1982 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (May 2023) |
| Tax Bill | $5,226 (2025) |
| Deeds & Mortgages | May 2023 Sale Jan 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 172405-0341 |
| Primary APN | 172405-0341 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,054 sqft Living Area |
| 1st Floor Area | 510 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 871 sqft (0.02 acres) |
| Patio Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 630 BOWERS CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-6878 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 14/70 VILLA DEL REY PT OF TRACT A NKA UNIT 34 TOWNHOUSE 1 OR5753/912 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 03 |
| Legal Subdivision | VILLA DEL REY |
| Legal Tract | A |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Legal Unit | 34 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 21410 |
Source: St. Johns County records · APN 172405-0341
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3802 NE 19TH STREET CIR, OCALA, FL 34470-4937 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 08, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 23, 2018 | Loan Modification, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 08, 2023 · Amount on Record |
| Deed Sale | May 08, 2023 · Amount on Record |
| Prior Sale | Nov 20, 2015 · Amount on Record |
| Deed Document Number | 202334906 |
| Deed Book / Page | 5753 / 912 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 08, 2023 |
| Property Address | 630 BOWERS CT, SAINT AUGUSTINE, FL 32080-6878 |
| Document Number | 0057530912 |
| Book / Page | 5753 / 912 |
| Map Reference | MB 14 PG 70 |
| Instrument Date | May 05, 2023 |
| Instrument | 2023034906 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 385 MARSH POINT CIR, SAINT AUGUSTINE, FL 32080-5864 |
| Name | Verified Name |
|---|---|
| Address | 3802 NE 19TH STREET CIR, OCALA, FL 34470-4937 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 630 BOWERS CT, SAINT AUGUSTINE, FL 32080-6878 |
| Document Number | 0044990357 |
| Book / Page | 004499 / 000357 |
| Instrument Date | Jan 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 630 BOWERS CT ST AUGUSTINE FL 320806878, ST AUGUSTINE, FL 32080-6878 |
| Document Number | 0044990357 |
|---|---|
| Date | Feb 05, 2018 |
| Book Page | 004499/000357 |
| Instrument | 7772 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Feb 04, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,618 (-2.9%) Land $76,000 Building $211,618 | $287,618 (-2.9%) Land $76,000 Building $211,618 | |
| 2025 | $5,226.00 (+7.09%) | $296,195 (+148.23%) | $296,195 (+23.13%) Land $76,000 Building $220,195 |
| 2024 | $4,880.00 (+215.25%) | ||
| 2023 | $1,548.00 (+2.38%) Homeowner's exemption | $119,323 (+3%) | $240,560 (+19.79%) Land $76,000 Building $164,560 |
| 2022 | $1,512.00 Homeowner's exemption | $115,848 | $200,821 Land $67,200 Building $133,621 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 243 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 365 units insured incl. 122 condo units |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: IQ Fiber Intermediate Holdings.
Based on FCC filings for 382 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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