6378 E Sage St, Inverness, FL 34452 Property Records

Citrus County property record for 6378 E Sage St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 1989
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$88,400 (Apr 2017)
Tax Bill	$978 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-29-0010-03910-007.0`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-29-0010-03910-007.0`
Alternative APNs	`2919S20E0010039100070` `1821011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,494 sqft Living Area
1st Floor Area	1,170 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	324 sqft

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	192 sqft
Patio Area	96 sqft
Fence	Fence
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1821011
Old Parcel Number	2919S20E0010039100070
Street Address	6378 E SAGE ST
City	INVERNESS
State	FL
Zip	34452-8056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HGLDS WEST PB 5 PG 19 LOT 7 BLK 391
Legal Range	20E
Legal Township	19S
Legal Section	32
Legal Subdivision	INVERNESS HIGHLANDS WEST
Legal Block	391
Legal Lot Number	7
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2019
Census Tract	451104

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6378 E SAGE ST, INVERNESS, FL 34452-8056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 18, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 9, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 1, 2018	Loan Modification, Mortgage PENNYMAC
Apr 7, 2017	Warranty Deed, Transfer AMERICAN TITLE SVCS CITRUS C
Apr 7, 2017	Quit Claim Deed, Transfer · FHA Mortgage AMERICAN EQUITY MORTGAGE INC
Apr 7, 2017	Quit Claim Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS
Apr 7, 2017	Quit Claim Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2017 · Amount on Record
Deed Sale	Apr 7, 2017 · Amount on Record
Prior Sale	Apr 7, 2017
Deed Document Number	0028211370
Deed Book / Page	2821 / 1370
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6378 E SAGE ST, INVERNESS, FL 34452-8056
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6378 E SAGE ST, INVERNESS, FL 34452-8056

Mortgage

Document Number	0036101485
Date	Oct 14, 2025
Book Page	3610/1485
Instrument	2025062373

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6378 E SAGE ST, INVERNESS, FL 34452-8056
Transaction Type	Mortgage
Record Updated	Jun 7, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6378 E SAGE ST, INVERNESS, FL 34452-8056

Mortgage

Document Number	0032850123
Date	May 18, 2022
Book Page	3285/123
Instrument	2022035785

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6378 E SAGE ST, INVERNESS, FL 34452-8056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031151406
Date	Dec 9, 2020
Book Page	3115/1406
Instrument	2020067377

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CITRUS FL
Property Address	6378 E SAGE ST, INVERNESS, FL 34452-8056
Document Number	0029030329
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6378 E SAGE ST INVERNESS FL 344528056, INVERNESS, FL 34452-8056

Mortgage

Document Number	0029030329
Date	May 25, 2018
Book Page	002903/000329
Instrument	26502

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 7, 2017
Property Address	6378 E SAGE ST, INVERNESS, FL 34452-8056
Document Number	0028211373
Book / Page	2821 / 1373
Map Reference	MB5 PG19-33
Instrument Date	Apr 7, 2017
Instrument	2017016244
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	AMERICAN TITLE SVCS CITRUS C

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6376 E SAGE ST, INVERNESS, FL 34452-8056

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 7, 2017
Property Address	6378 E SAGE ST, INVERNESS, FL 34452-8056
Document Number	0028211370
Book / Page	2821 / 1370
Map Reference	MB5 PG19-33
Instrument Date	Apr 7, 2017
Instrument	2017016241
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	AMERICAN TITLE SVCS CITRUS C

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2612 POLK ST, 2612, INVERNESS, FL 34453-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6378 E SAGE ST, INVERNESS, FL 34452-8056

Mortgage

Document Number	28211374
Date	Apr 7, 2017
Instrument	2821/1374

Lender

Name	AMERICAN EQUITY MORTGAGE INC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 7, 2017
Property Address	6378 E SAGE ST, INVERNESS, FL 34452-8056
Document Number	0028211372
Book / Page	002821 / 001372
Instrument Date	Apr 6, 2017
Instrument	16243
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6378 E SAGE ST INVERNESS FL 344528056, INVERNESS, FL 34452-8056

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 7, 2017
Property Address	6378 E SAGE ST, INVERNESS, FL 34452-8056
Document Number	0028211371
Book / Page	002821 / 001371
Instrument Date	Apr 5, 2017
Instrument	16242
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6378 E SAGE ST INVERNESS FL 344528056, INVERNESS, FL 34452-8056

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$978.00 (+8.91%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$164,957 (-4.75%) Land $11,200 Building $153,757	$164,957 (-4.75%) Land $11,200 Building $153,757
2024	$898.00 (+3.82%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$173,178 (+2.99%) Land $8,720 Building $164,458	$173,178 (+2.99%) Land $8,720 Building $164,458
2023	$865.00 (+1.88%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$168,143 (+36.81%) Land $6,720 Building $161,423	$168,143 (+36.81%) Land $6,720 Building $161,423
2022	$849.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$122,901 Land $4,400 Building $118,501	$122,901 Land $4,400 Building $118,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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