6375 Bay Ridge Rd, Mound, MN 55364 Property Records

Hennepin County property record for 6375 Bay Ridge Rd, Mound, MN 55364

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,428 sqft · built 2017
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,082,500 (Jul 2020)
Tax Bill	$38,867 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Apr 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-117-24-33-0039`

Property Details

APN / Parcel Number

Primary APN	`23-117-24-33-0039`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,428 sqft Living Area
Gross Area	5,838 sqft
1st Floor Area	1,762 sqft
2nd Floor Area	2,666 sqft
Basement Area	1,410 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	22,216 sqft (0.51 acres)
View / Lot	Lake Front

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	6375 BAY RIDGE RD
City	MOUND
State	MN
Zip	55364-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED 23 117 24 THAT PART OF THE WEST 150 FEET OF GOVERNMENT LOT 5 LYING SOUTHERLY OF A LINE DESCRIBED AS COMMENCING AT A POINT IN THE WEST LINE OF ROLLING T IRREGULAR
Legal Range	24
Legal Township	117
Legal Section	23
Legal Quarter	33
Legal Subdivision	UNPLATTED 23 117 24
Legal Block	5
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	MOUND
Census Block Group	5
Census Block	5014
Census Tract	27602

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6375 BAY RIDGE RD, MOUND, MN 55364-9523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Warranty Deed, Transfer GUARANTEED RATE AFFINITY LLC
Apr 5, 2017	Warranty Deed, Construction Loan · Line of Credit MIDWESTONE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	202010806624
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 1, 2020
Property Address	6375 BAY RIDGE RD, MOUND, MN 55364-9523
Document Number	0010806624
Instrument Date	Jun 17, 2020
Instrument	10806624
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,081.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6375 BAY RIDGE RD MOUND MN 553649523, MOUND, MN 55364-9523

Mortgage

Document Number	10806625
Date	Jul 1, 2020
Instrument	10806625

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	1800 W LARCHMONT AVE, CHICAGO, IL 60613-2448

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%

April 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 5, 2017
Property Address	6375 BAY RIDGE RD, MOUND, MN 55364-9523
Document Number	0010425907
Instrument Date	Mar 9, 2017
Instrument	10425907
Transaction Type	Construction Loan
Record Updated	Jun 7, 2019
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,038.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6840 213TH AVE NW ELK RIVER MN 553308468, ELK RIVER, MN 55330-8468
Investor	Possibly a Property Investor

Mortgage

Document Number	10425908
Date	Apr 5, 2017
Instrument	10425908

Lender

Name	MIDWESTONE BK
Type	Bank
Address	ELK RIVER, MN 55330

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 4, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Mound City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$38,867.00 (+40.48%)	$2,910,600 (+21.94%) Land $879,100 Building $2,031,500	$2,910,600 (+21.94%) Land $879,100 Building $2,031,500
2023	$27,667.00 Homeowner's exemption
2022		$2,387,000 Land $1,021,000 Building $1,366,000	$2,387,000 Land $1,021,000 Building $1,366,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mound serves 9,447 people · EPA ID MN1270038
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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