6370 Bay Ridge Rd, Mound, MN 55364 Property Records

Hennepin County property record for 6370 Bay Ridge Rd, Mound, MN 55364

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,222 sqft · built 1971
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,500 (Jun 2017)
Tax Bill	$4,228 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-117-24-32-0027`

Property Details

APN / Parcel Number

Primary APN	`23-117-24-32-0027`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Building Area	1,222 sqft Living Area
Gross Area	3,054 sqft
1st Floor Area	1,222 sqft
Basement Area	978 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	137 ft deep x 112 ft wide
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	598 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	326 sqft
Deck Area	324 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	6370 BAY RIDGE RD
City	MOUND
State	MN
Zip	55364-9522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 A ROLLING SHORES S 112X137X108X150
Legal Range	24
Legal Township	117
Legal Section	23
Legal Quarter	32
Legal Subdivision	ROLLING SHORES
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	MOUND
Census Block Group	5
Census Block	5014
Census Tract	27602

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6370 BAY RIDGE RD, MOUND, MN 55364-9522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · FHA Mortgage FIRST CLASS MORTGAGE V INC
May 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 12, 2019	Loan Modification, Mortgage · Conventional with PMI FLAGSTAR BK
Jun 15, 2017	Grant Deed, Transfer · FHA Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2017 · Amount on Record
Deed Sale	Jun 15, 2017 · Amount on Record
Prior Sale	Aug 29, 2012 · Amount on Record
Deed Document Number	201710449231
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	6370 BAY RIDGE RD, MOUND, MN 55364-9522
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11135935
Date	Aug 8, 2022
Instrument	A11135935

Lender

Name	FIRST CLASS MORTGAGE V INC
Type	Mortgage Company
Address	OSSEO, MN 55369

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	6370 BAY RIDGE RD, MOUND, MN 55364-9522
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6370 BAY RIDGE RD, MINNETRISTA, MN 55364-9522

Mortgage

Document Number	0A10955233
Date	May 3, 2021
Instrument	A10955233

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	33202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Feb 1, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	6370 BAY RIDGE RD, MOUND, MN 55364-9522
Document Number	0010630250
Instrument Date	Jan 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6370 BAY RIDGE RD MOUND MN 553649522, MOUND, MN 55364-9522

Mortgage

Document Number	0010630250
Date	Jan 22, 2019
Instrument	10630250

Lender

Name	FLAGSTAR BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2049

Interest

Rate	4.87%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 15, 2017
Property Address	6370 BAY RIDGE RD, MOUND, MN 55364-9522
Document Number	0010449231
Instrument Date	Jun 1, 2017
Instrument	10449231
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$926.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6370 BAY RIDGE RD MOUND MN 553649522, MOUND, MN 55364-9522

Mortgage

Document Number	10449232
Date	Jun 15, 2017
Instrument	10449232

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Mound City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,228.00 (+10.28%)	$386,500 (-1.15%) Land $105,800 Building $280,700	$386,500 (-1.15%) Land $105,800 Building $280,700
2023	$3,834.00 Homeowner's exemption
2022		$391,000 Land $117,000 Building $274,000	$391,000 Land $117,000 Building $274,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mound serves 9,447 people · EPA ID MN1270038
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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