Habersham County property record for 637 White Pine Cir, Demorest, GA 30535
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,972 sqft · built 1999 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Mar 2025) |
| Tax Bill | $3,196 (2026) |
| Deeds & Mortgages | Jul 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 021 074D |
| Primary APN | 021 074D |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,972 sqft Heated Area |
| Gross Area | 4,029 sqft |
| 1st Floor Area | 1,315 sqft |
| Upper Floors Area | 588 sqft |
| Attic | Attic |
| Attic Area | 588 sqft |
| Basement Area | 1,224 sqft |
| Unfinished Basement | 1,224 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 53,143 sqft (1.22 acres) |
| Lot Width | 150 ft Width |
| Porch | Slab |
| Porch Area | 902 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 374892 |
|---|---|
| Street Address | 637 WHITE PINE CIR |
| City | DEMOREST |
| State | GA |
| Zip | 30535-2043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 3-178 LT 32 BK B PB22-119 1392-335 |
| Legal Subdivision | HIDDEN VLY ESTATES |
| Legal Block | B |
| Legal Lot Number | 32 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CLARKESVILLE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 201 |
637 White Pine Cir is owned and occupied by two individuals who bought it in March 2025.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 637 WHITE PINE CIR, DEMOREST, GA 30535-2043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2025 · Amount on File |
| Deed Sale | Mar 13, 2025 · Amount on File |
| Prior Sale | Feb 1, 2007 · Amount on File |
| Deed Book / Page | 1392 / 335 |
| Prior Transfer Date | Jul 12, 2012 |
| Prior Transfer Doc | 000996/707 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 637 WHITE PINE CIR, DEMOREST, GA 30535-2043 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 637 WHITE PINE CIR, DEMOREST, GA 30535-2043 |
| Document Number | 0000001371/0000000905 |
|---|---|
| Date | Jul 24, 2024 |
| Book Page | 0000001371/0000000905 |
| Name | SOUTHSTATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jan 1, 2027 |
The 2026 property tax bill for 637 White Pine Cir was $3,196, down 4.4% from the year before.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,196.00 (-4.4%) | $140,192 (+1.3%) Land $16,000 Building $124,192 | $350,480 (+1.3%) Land $40,000 Building $310,480 |
| 2025 | $3,343.00 | $138,391 Land $16,000 Building $122,391 | $345,978 Land $40,000 Building $305,978 |
| 2023 | $3,320.00 (+19.34%) | $127,936 (+19.34%) Land $12,000 Building $115,936 | $319,840 (+19.34%) Land $30,000 Building $289,840 |
| 2022 | $2,782.00 | $107,200 Land $8,000 Building $99,200 | $268,000 Land $20,000 Building $248,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 637 White Pine Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 637 White Pine Cir is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 86% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Windstream.
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