498 White Pine Cir, Demorest, GA 30535 Property Records

Habersham County property record for 498 White Pine Cir, Demorest, GA 30535

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 1,156 sqft · built 2003
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on File
Tax Bill	$2,136 (2026)
Flood Zone	Zone X (minimal risk)
APN	`021 080C`

Property Details

APN / Parcel Number

Primary APN	`021 080C`
Alternative APNs	`644621` `374894`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,156 sqft Heated Area
Gross Area	2,404 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Softwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	52,272 sqft (1.2 acres)
Lot Width	200 ft Width
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	374894
Street Address	498 WHITE PINE CIR
City	DEMOREST
State	GA
Zip	30535-2038
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	LI
Legal Description	3-178 LT 4 BLK B PB46-121423-673
Legal Block	B
Legal Lot Number	4
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	2
Census Block	2022
Census Tract	201

Owner

498 White Pine Cir, a residential property, is owned and occupied by an individual.

Source: Habersham County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	498 WHITE PINE CIR, DEMOREST, GA 30535-2038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 498 White Pine Cir was $2,136 with a homeowner's exemption.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,136.00 Homeowner's exemption	$95,611 Land $27,200 Building $68,411	$239,028 Land $68,000 Building $171,028
2023	$2,217.00 (+23.3%)	$85,432 (+23.26%) Land $20,400 Building $65,032	$213,580 (+23.26%) Land $51,000 Building $162,580
2022	$1,798.00	$69,312 Land $13,600 Building $55,712	$173,280 Land $34,000 Building $139,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 498 White Pine Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 White Pine Cir is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 88% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000