San Diego County property record for 637 Sumner Way, Unit 5, Oceanside, CA 92058
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2.5 ba · 1,837 sqft · built 2003 |
| Lot Size | 1.04 acres (45,414 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $396,000 (Nov 2016) |
| Tax Bill | $5,181 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 158-030-33-14 |
| Primary APN | 158-030-33-14 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,837 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Lot Area | 45,414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 637 SUMNER WAY, 5 |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-0660 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-C |
| Legal Description | LOT 1 US 44PER DOC03-671483&UND INT IN PHASE 2 IN TR 014554 |
| Legal Subdivision | DOUGLAS DRIVE CONDO |
| Legal Tract | 014554 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 18613 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27831 HORSESHOE BND, SAN JUAN CAPISTRANO, CA 92675-1523 |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2016 · Amount on Record |
| Deed Sale | Nov 21, 2016 · Amount on Record |
| Prior Sale | Sep 26, 2014 · Amount on Record |
| Deed Document Number | 2016637272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 637 SUMNER WAY UNIT 5, 5, OCEANSIDE, CA 92058-0660 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 27831 HORSESHOE BND, SAN JUAN CAPO, CA 92675-1523 |
| Document Number | 0000192335 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021-0192335 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 1, 2046 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $468,774 (+2%) Land $244,292 Building $224,482 | |
| 2025 | $5,181.00 (+1.95%) | $459,583 (+4.04%) Land $239,502 Building $220,081 |
| 2024 | $5,082.00 (+3.17%) | |
| 2023 | $4,926.00 (+1.53%) | $441,738 Land $230,202 Building $211,536 |
| 2022 | $4,852.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 59 units insured incl. 54 condo units |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | May 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: San Diego Broadband, T-Mobile.
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