San Diego County property record for 637 Sumner Way, Unit 4, Oceanside, CA 92058
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,471 sqft · built 2003 |
| Lot Size | 1.04 acres (45,414 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Jan 2021) |
| Tax Bill | $5,307 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 158-030-33-15 |
| Primary APN | 158-030-33-15 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,471 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Lot Area | 45,414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 637 SUMNER WAY, 4 |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-0659 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-C |
| Legal Description | LOT 1 US 45PER DOC03-671483&UND INT IN PHASE 2 IN TR 014554 |
| Legal Subdivision | DOUGLAS DRIVE CONDO |
| Legal Tract | 014554 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 18613 |
Source: San Diego County records · APN 158-030-33-15
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 637 SUMNER WAY, 4, OCEANSIDE, CA 92058-0659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 08, 2021 | Grant Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Aug 13, 2019 | Affidavit of Death, Transfer NOT AVAILABLE |
| Sep 21, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 08, 2021 · Amount on Record |
| Deed Sale | Jan 08, 2021 · Amount on Record |
| Prior Sale | Jan 14, 2011 · Amount on Record |
| Deed Document Number | 202116956 |
| Prior Transfer Date | Sep 19, 2018 |
| Prior Transfer Doc | 0000395713 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 637 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0659 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 637 SUMNER WAY 4, 4, OCEANSIDE, CA 92058-0659 |
| Document Number | 0000042259 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 2026-0042259 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 637 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0659 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 637 SUMNER WAY 4, 4, OCEANSIDE, CA 92058-0659 |
| Document Number | 0000124148 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022-0124148 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jul 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 3.62% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 08, 2021 |
| Property Address | 637 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0659 |
| Document Number | 0000016956 |
| Map Reference | MAP 14554 |
| Instrument Date | Dec 07, 2020 |
| Instrument | 2021-0016956 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 637 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0659 |
| Document Number | 0000016957 |
|---|---|
| Date | Jan 08, 2021 |
| Instrument | 2021-0016957 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 13, 2019 |
| Property Address | 637 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0659 |
| Document Number | 0000339233 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 339233 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 637 SUMNER WAY #3 OCEANSIDE CA 920580659, 3, OCEANSIDE, CA 92058-0659 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 21, 2018 |
| Property Address | 637 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0659 |
| Document Number | 0000395713 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 395713 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2018 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28228 FAIRCREST WAY ESCONDIDO CA 920266701, ESCONDIDO, CA 92026-6701 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $480,269 (+2%) Land $220,809 Building $259,460 | |
| 2025 | $5,307.00 (+5.17%) | $470,853 (+4.04%) Land $216,480 Building $254,373 |
| 2023 | $5,046.00 (+1.53%) | $452,572 Land $208,075 Building $244,497 |
| 2022 | $4,970.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 59 units insured incl. 54 condo units |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | May 1983 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: San Diego Broadband, T-Mobile USA.
Based on FCC filings for 523 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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