Fairfield Town property record for 637 Reef Rd, Fairfield, CT 06824
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,339 sqft · built 2011 |
| Lot Size | 0.092 acres (4,022 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $790,000 (Oct 2020) |
| Tax Bill | $15,218 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | FAIR M:182 B:109-A L:637 |
| Primary APN | FAIR M:182 B:109-A L:637 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,339 sqft Living Area |
| Gross Area | 4,089 sqft |
| Basement Area | 1,202 sqft |
| Unfinished Basement | 1,202 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Condo/Apartment |
| Lot Area | 4,022 sqft (0.092 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 22799 |
|---|---|
| Street Address | 637 REEF RD |
| City | FAIRFIELD |
| State | CT |
| Zip | 06824-6548 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | B |
| Legal Block | 109-A |
| Legal Lot Number | 637 |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 61500 |
Source: Fairfield Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 637 REEF RD, FAIRFIELD, CT 06824-6548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2017 | Deed of Trust, Mortgage BBMC MORTGAGE LLC |
| Oct 28, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES UNITED BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2020 · Amount on Record |
| Deed Sale | Oct 28, 2020 · Amount on Record |
| Deed Document Number | 20202020-9405 |
| Deed Book / Page | 6009 / 130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 637 REEF RD, FAIRFIELD, CT 06824-6548 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5617-45 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 5617/45 |
| Name | BBMC MORTGAGE LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Oct 28, 2020 |
| Property Address | 637 REEF RD, FAIRFIELD, CT 06824-6548 |
| Document Number | 6009-130 |
| Book / Page | 6009 / 130 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 2020-9405 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 444 E 82ND ST, NEW YORK, NY 10028-5903 |
| Document Number | 20209406 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020-9406 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,218.00 (+22.74%) | $793,030 (+81.58%) Building $793,030 | $1,138,848 (+272.52%) |
| 2025 | $12,399.00 | $436,730 (-) Building $436,730 | $305,711 Building $305,711 |
| 2024 | $12,399.00 (+3.2%) | ||
| 2023 | $12,014.00 | $436,730 Building $436,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
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