635 Reef Rd, Fairfield, CT 06824 Property Records

Fairfield Town property record for 635 Reef Rd, Fairfield, CT 06824

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,384 sqft · built 2011
Lot Size	0.275 acres (12,000 sqft)
Owner	Company Name on Record
Last Sale	$685,000 (Dec 2020)
Tax Bill	$14,649 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2021 Transfer + 4 more
Flood Zone	Zone AE (high risk)
APN	`M:182 L:109A X`

Property Details

APN / Parcel Number

Primary APN	`M:182 L:109A X`
Alternative APNs	`FAIR M:182 B:109-A L:635` `FFLD M:182 B:109-A L:635` `9466`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,384 sqft Living Area
Gross Area	4,179 sqft
Basement Area	1,202 sqft
Unfinished Basement	1,202 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9466
Street Address	635 REEF RD
City	FAIRFIELD
State	CT
Zip	06824-6548
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	B
Legal Block	109-A
Legal Lot Number	635
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	4
Census Block	4004
Census Tract	61500

Owner

Source: Fairfield Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2215 E 63RD ST, BROOKLYN, NY 11234-6303
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Balloon Mortgage WARSHAW CAPITAL LLC
Mar 2, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 2, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 2, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage WARSHAW CAPITAL LLC
Mar 22, 2017	Warranty Deed, Transfer TD BANK NA
Mar 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Prior Sale	Mar 22, 2017 · Amount on Record
Deed Document Number	20202020-10797
Deed Book / Page	6030 / 169
Last Transfer Date	Dec 7, 2020
Transfer Doc	0006090-44
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	635 REEF RD, FAIRFIELD, CT 06824-6548
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006050-298
Date	Jan 4, 2021
Book Page	6050/298
Instrument	2021-31

Lender

Name	WARSHAW CAPITAL LLC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Mar 2, 2021
Property Address	635 REEF RD, FAIRFIELD, CT 06824-6548
Document Number	6090-44
Book / Page	6090 / 44
Instrument Date	Dec 7, 2020
Instrument	2021-2335
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Mar 2, 2021
Property Address	635 REEF RD, FAIRFIELD, CT 06824-6548
Document Number	0006090-44
Book / Page	6090 / 44
Instrument Date	Dec 7, 2020
Instrument	2021-2335
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Dec 2, 2020
Property Address	635 REEF RD, FAIRFIELD, CT 06824-6548
Document Number	6030-169
Book / Page	6030 / 169
Instrument Date	Nov 10, 2020
Instrument	2020-10797
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202010798
Date	Dec 2, 2020
Instrument	2020-10798

Lender

Name	WARSHAW CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Mar 22, 2017
Property Address	635 REEF RD, FAIRFIELD, CT 06824-6548
Document Number	5527-192
Book / Page	5527 / 192
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106.37
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	55270194
Date	Mar 22, 2017
Instrument	05527/0194

Lender

Name	TD BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 22, 2032

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Mar 22, 2017
Property Address	635 REEF RD, FAIRFIELD, CT 06824-6548
Document Number	5527-191
Book / Page	005527 / 000191
Instrument Date	Feb 23, 2017
Instrument	2013
Transaction Type	Transfer
Record Updated	Apr 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,649.00 (+13.91%)	$763,350 (+68.52%) Building $763,350	$1,170,636 (+269.19%)
2025	$12,860.00 (+3.2%)	$452,970 (-) Building $452,970	$317,079 Building $317,079
2023	$12,461.00	$452,970 Building $452,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000

635 Reef Rd, Fairfield, CT 06824 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Reef Rd

Nearby Streets

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