637 Red Cedar Rd, Boone, NC 28607 Property Records

Watauga County property record for 637 Red Cedar Rd, Boone, NC 28607

Property Summary

Property Type	Under Construction
Details	3 bd · 2 ba · 1,807 sqft
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on File
Last Sale	$1,312,500 (Sep 2022)
Tax Bill	$4,150 (2025)
Deeds & Mortgages	Sep 2022 Sale Apr 2021 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2858-46-8622-000`

Property Details

APN / Parcel Number

Primary APN	`2858-46-8622-000`
Alternative APNs	`1816880` `1854977`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,807 sqft Living Area
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Architectural Style	Conventional
Lot Area	53,143 sqft (1.22 acres)
Garage Area	336 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1854977
Street Address	637 RED CEDAR RD
City	BOONE
State	NC
Zip	28607-5673
Property Category	Other
Property Type	Other > Under Construction
Legal Description	LOT 259 BRMC
Legal Subdivision	BRMC
Legal Lot Number	259
Jurisdiction	WATAUGA NC
Township / Civil Division	ELK
Census Block Group	1
Census Block	1043
Census Tract	920702

Owner

637 Red Cedar Rd is owned by two individuals who bought it in September 2022.

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1623 DILWORTH RD W, CHARLOTTE, NC 28203-5213
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Special Warranty Deed, Transfer
Apr 29, 2021	Loan Modification, Mortgage · Line of Credit PREMIUM MTG
Apr 1, 2021	Loan Modification, Mortgage · Line of Credit PREMIUM MTG
Nov 3, 2020	Loan Modification, Mortgage · Line of Credit PREMIUM MTG
Oct 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2022 · Amount on File
Deed Sale	Sep 7, 2022 · Amount on File
Prior Sale	Oct 16, 2020 · Amount on File
Deed Document Number	2022724115
Deed Book / Page	2295 / 758
Record Updated	Oct 29, 2026

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 7, 2022
Property Address	637 RED CEDAR RD, BOONE, NC 28607-5673
Document Number	0022950758
Book / Page	2295 / 758
Map Reference	MB 19 PG 342-346
Instrument Date	Aug 22, 2022
Instrument	724115
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1623 DILWORTH RD W, CHARLOTTE, NC 28203-5213

April 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WATAUGA NC
Property Address	637 RED CEDAR RD, BOONE, NC 28607-5673
Document Number	0021890239
Instrument Date	Apr 29, 2021
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0021890239
Date	May 7, 2021
Book Page	002189/000239
Instrument	706013

Lender

Name	PREMIUM MTG
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	May 6, 2024

Interest

Rate Type	Adjustable Rate

April 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WATAUGA NC
Property Address	637 RED CEDAR RD, BOONE, NC 28607-5673
Document Number	0021880825
Instrument Date	Apr 1, 2021
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0021880825
Date	May 7, 2021
Book Page	002188/000825
Instrument	705972

Lender

Name	PREMIUM MTG
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WATAUGA NC
Property Address	637 RED CEDAR RD, BOONE, NC 28607-5673
Document Number	0021400593
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0021400593
Date	Nov 9, 2020
Book Page	002140/000593
Instrument	698055

Lender

Name	PREMIUM MTG
Type	Mortgage Company

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 16, 2020
Property Address	637 RED CEDAR RD, BOONE, NC 28607-5673
Document Number	0021330212
Book / Page	002133 / 000212
Instrument Date	Oct 12, 2020
Instrument	696800
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1098 MAIN ST BLOWING ROCK NC 286056166, BLOWING ROCK, NC 28605-6166

Tax Assessment & Valuation

The 2025 property tax bill for 637 Red Cedar Rd was $4,150.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,001,400 (-) Land $121,300 Building $880,100
2025	$4,150.00	$1,001,400 Land $121,300 Building $880,100
2024			$1,001,400 Land $121,300 Building $880,100
2023		$1,001,400 Land $121,300 Building $880,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 Red Cedar Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Red Cedar Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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