439 Red Cedar Rd, Boone, NC 28607 Property Records

Watauga County property record for 439 Red Cedar Rd, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,989 sqft · built 2021
Lot Size	1.54 acres (67,082 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,945,000 (Nov 2023)
Deeds & Mortgages	Nov 2023 Sale Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2858-36-9484-000`

Property Details

APN / Parcel Number

Primary APN	`2858-36-9484-000`
Alternative APNs	`1786227` `1859815`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,625 sqft Living Area
1st Floor Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Contemporary
Lot Area	67,082 sqft (1.54 acres)
Garage Area	561 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1859815
Street Address	439 RED CEDAR RD
City	BOONE
State	NC
Zip	28607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 264 BRMC
Legal Subdivision	BRMC
Legal Lot Number	264
Jurisdiction	WATAUGA NC
Township / Civil Division	ELK
Census Block Group	1
Census Block	1043
Census Tract	920702

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	445 KINGSBRIDGE RD, MADISON, MS 39110-7644
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Warranty Deed, Transfer
Aug 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage LIFESTORE BANK
Dec 18, 2020	Deed of Trust, Mortgage · Commercial Mortgage LIFESTORE BANK
Mar 20, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	Mar 20, 2020 · Amount on Record
Deed Document Number	2023736570
Deed Book / Page	2362 / 126
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Nov 28, 2023
Property Address	439 RED CEDAR RD, BOONE, NC 28607
Document Number	0023620126
Book / Page	2362 / 126
Map Reference	MB 19 PG 342-346
Instrument Date	Nov 15, 2023
Instrument	736570
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount Recorded
Tax	$3,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 GRANDFATHER FARMS RD, BANNER ELK, NC 28604-7774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 KINGSBRIDGE RD, MADISON, MS 39110-7644

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	439 RED CEDAR RD, BOONE, NC 28607
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 GRANDFATHER FARMS RD, BANNER ELK, NC 28604-7774

Mortgage

Document Number	0023490122
Date	Aug 29, 2023
Book Page	2349/122
Instrument	734146

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	439 RED CEDAR RD, BOONE, NC 28607
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 GRANFATHER FARMS RD, BANNER ELK, NC 28604-7774

Mortgage

Document Number	0021520151
Date	Dec 18, 2020
Book Page	2152/151
Instrument	699915

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2022

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Mar 20, 2020
Property Address	439 RED CEDAR RD, BOONE, NC 28607
Document Number	0020810890
Book / Page	002081 / 000890
Instrument Date	Mar 13, 2020
Instrument	688512
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 GRANDFATHER FARMS RD BANNER ELK NC 286047774, BANNER ELK, NC 28604-7774

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$1,246,400 (-3.02%) Land $127,300 Building $1,119,100
2025	$1,285,200 (+909.58%) Land $127,300 Building $1,157,900
2024		$1,291,100 Land $127,300 Building $1,163,800
2023	$127,300 Land $127,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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