Franklin County property record for 637 Old Ferrum Rd, Ferrum, VA 24088
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,977 sqft · built 1975 |
| Lot Size | 2.43 acres (105,851 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,900 (Jun 2020) |
| Tax Bill | $1,568 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080 00-036 02 |
| Primary APN | 080 00-036 02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,977 sqft Living Area |
| Gross Area | 4,896 sqft |
| 1st Floor Area | 2,178 sqft |
| Basement Area | 2,251 sqft |
| Unfinished Basement | 2,251 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 105,851 sqft (2.43 acres) |
| Terrain | Rolling |
| Garage Area | 841 sqft |
| Driveway | Paver Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 176 sqft |
| Patio Area | 176 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 24893 |
|---|---|
| Street Address | 637 OLD FERRUM RD |
| City | FERRUM |
| State | VA |
| Zip | 24088-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NZ |
| Legal Description | RT 864 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 20701 |
Source: Franklin County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 637 OLD FERRUM RD, FERRUM, VA 24088-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 8, 2020 | Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2020 · Amount on Record |
| Deed Sale | Jun 8, 2020 · Amount on Record |
| Prior Sale | Mar 29, 2013 · Amount on Record |
| Deed Document Number | 20203790 |
| Deed Book / Page | 1140 / 1760 |
| Prior Transfer Date | Nov 13, 2015 |
| Prior Transfer Doc | 0010700023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 637 OLD FERRUM RD, FERRUM, VA 24088-2522 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0011922968 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 1192/2968 |
| Instrument | 220008667 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Jun 8, 2020 |
| Property Address | 637 OLD FERRUM RD, FERRUM, VA 24088-2522 |
| Document Number | 0011401760 |
| Book / Page | 1140 / 1760 |
| Map Reference | MB 333 PG 547 |
| Instrument Date | May 28, 2020 |
| Instrument | 200003790 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Title Company | ACQUISITION TTL & SETMNT AGC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 637 OLD FERRUM RD, CHARITY, VA 24088-2522 |
| Document Number | 200003791 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 200003791 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Franklin County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,568.00 (-3.27%) | $364,800 (+37.25%) Land $27,900 Building $336,900 | $364,800 (+37.25%) Land $27,900 Building $336,900 |
| 2023 | $1,621.00 | $265,800 (-) Land $22,900 Building $242,900 | $265,800 (-) Land $22,900 Building $242,900 |
| 2022 | $265,800 Land $22,900 Building $242,900 | $265,800 Land $22,900 Building $242,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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