1095 Old Ferrum Rd, Ferrum, VA 24088 Property Records

Franklin County property record for 1095 Old Ferrum Rd, Ferrum, VA 24088 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,502 sqft · built 1932
Lot Size	3.11 acres (135,689 sqft)
Owner	Individual Name on File
Tax Bill	$1,316 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080 00-032 00`

Property Details

APN / Parcel Number

Primary APN	`080 00-032 00`
Alternative APN	`24887`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,502 sqft Living Area
Gross Area	5,480 sqft
1st Floor Area	3,060 sqft
Basement Area	986 sqft
Unfinished Basement	986 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1964
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Metal
Lot Area	135,689 sqft (3.11 acres)
Terrain	Rolling
Garage Area	598 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	232 sqft
Deck Area	Deck Area
Patio Area	1,040 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	24887
Street Address	1095 OLD FERRUM RD
City	FERRUM
State	VA
Zip	24088-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STORY CREEK RT 864
Legal Subdivision	STORY CREEK
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1040
Census Tract	20701

Owner

Source: Franklin County records · APN 080 00-032 00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1095 OLD FERRUM RD, FERRUM, VA 24088-2519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2005
Deed Sale	Oct 21, 2005
Deed Document Number	200512913
Deed Book / Page	865 / 2721
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 10, 2022
Property Address	1095 OLD FERRUM RD, FERRUM, VA 24088-2519
Document Number	0011840264
Book / Page	1184 / 264
Map Reference	MB 306 PG 703
Instrument Date	May 09, 2022
Instrument	220003721
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$174.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1095 OLD FERRUM RD, FERRUM, VA 24088-2519

Mortgage

Document Number	0220003722
Date	May 10, 2022
Instrument	220003722

Lender

Name	LOCAL GOVERNMENT EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jun 01, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	9.15%
Index	5-Year TN
Max Rate	9.15%

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,316.00 (-7.26%)	$306,100 (+31.54%) Land $29,200 Building $276,900	$306,100 (+31.54%) Land $29,200 Building $276,900
2023	$1,419.00	$232,700 (-) Land $24,200 Building $208,500	$232,700 (-) Land $24,200 Building $208,500
2022		$232,700 Land $24,200 Building $208,500	$232,700 Land $24,200 Building $208,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.