Cherokee County property record for 637 Mission Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,838 sqft · built 1956 |
| Lot Size | 4.15 acres (181,210 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $188,000 (Jan 2023) |
| Tax Bill | $161 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 552101361603000 |
| Primary APN | 552101361603000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,838 sqft Heated Area |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 181,210 sqft (4.15 acres) |
| Lot Width | 557 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 54397 |
|---|---|
| Street Address | 637 MISSION RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-6410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUDDERTH PROP P/O 1580/782 |
| Legal Phase | 1008 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 930401 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 801 HIAWASSEE RIVER RD, MURPHY, NC 28906-8001 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2023 · Amount on Record |
| Deed Sale | Jan 19, 2023 · Amount on Record |
| Deed Document Number | 230 |
| Deed Book / Page | 1728 / 105 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jan 19, 2023 |
| Property Address | 637 MISSION RD, MURPHY, NC 28906-6410 |
| Document Number | 001728/105 |
| Book / Page | 1728 / 105 |
| Map Reference | CAB H SL 1474 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 230 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $376.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 801 HIAWASSEE RIVER RD, MURPHY, NC 28906-8001 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 637 MISSION RD, MURPHY, NC 28906-6410 |
| Document Number | 001728/108 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | 1728/108 |
| Instrument | 231 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.9% |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.9% |
| Max Rate At Change | 7.9% |
| Index | 5-Year TN |
| Max Rate | 11.9% |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $161.00 | $23,010 (-79.14%) | $23,010 (-79.14%) Land $21,720 Building $1,290 |
| 2023 | $110,300 | $110,300 Land $23,610 Building $86,690 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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