1131 Mission Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1131 Mission Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,822 sqft · built 1977
Lot Size	2.14 acres (93,218 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Nov 2018)
Tax Bill	$1,440 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`552101489139000`

Property Details

APN / Parcel Number

Primary APN	`552101489139000`
Alternative APN	`48855`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,822 sqft Heated Area
Upper Floors Area	588 sqft
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	93,218 sqft (2.14 acres)
Lot Dimensions	447 ft deep x 54 ft wide
Porch	Porch
Porch Area	24 sqft
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	48855
Street Address	1131 MISSION RD
City	MURPHY
State	NC
Zip	28906-3782
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR DECKER 338/27
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1045
Census Tract	930401

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1131 MISSION RD, MURPHY, NC 28906-3782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage NANTAHALA BANK & TRUST COMPANY
Oct 11, 2019	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY
Nov 21, 2018	Warranty Deed, Construction Loan · Construction Mortgage NANTAHALA BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Prior Sale	Jul 31, 2007
Deed Document Number	05617
Deed Book / Page	01601 / 0200
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1131 MISSION RD, MURPHY, NC 28906-3782
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 MISSION RD, MURPHY, NC 28906-3782

Mortgage

Document Number	001790/843
Date	Nov 21, 2025
Book Page	1790/843
Instrument	5894

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	102 HWY 64 E, HAYESVILLE, NC 28904

Agreement

Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1131 MISSION RD, MURPHY, NC 28906-3782
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01625/0796
Date	Oct 11, 2019
Book Page	01625/0796
Instrument	04884

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 21, 2018
Property Address	1131 MISSION RD, MURPHY, NC 28906-3782
Document Number	01601/0200
Book / Page	01601 / 0200
Instrument Date	Nov 7, 2018
Instrument	05617
Transaction Type	Construction Loan
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6656 SUGAR HILL RD, 6656, MARION, NC 28752-6166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 MISSION RD, MURPHY, NC 28906-3782

Mortgage

Document Number	0000005618
Date	Nov 21, 2018
Instrument	05618

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Nov 21, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,440.00	$193,690 (-3.73%)	$193,690 (-3.73%) Land $13,170 Building $180,520
2023		$201,190	$201,190 Land $13,170 Building $188,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mission Rd

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