637 Lemon Ave, Vista, CA 92084 Property Records

San Diego County property record for 637 Lemon Ave, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,253 sqft · built 1957
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,292 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`175-102-15-00`

Property Details

APN / Parcel Number

Primary APN	`175-102-15-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,253 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	637 LEMON AVE
City	VISTA
State	CA
Zip	92084-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 38 TR 002324
Legal Subdivision	MCELROY HEIGHTS
Legal Tract	002324
Legal Block	2
Legal Lot Number	38
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	19502

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	637 LEMON AVE, VISTA, CA 92084-5103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Intrafamily Transfer, Transfer · FHA Mortgage GOODLEAP LLC
Oct 31, 2017	Grant Deed, Transfer · FHA Mortgage ALTERRA HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2023
Deed Sale	Apr 6, 2023
Prior Sale	Oct 31, 2017 · Amount on Record
Deed Document Number	202389776
Prior Transfer Date	Mar 30, 2023
Prior Transfer Doc	0000089776
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2023
Property Address	637 LEMON AVE, VISTA, CA 92084-5103
Document Number	0000089776
Map Reference	MAP 2324
Instrument Date	Mar 30, 2023
Instrument	2023-0089776
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	637 LEMON AVE, VISTA, CA 92084-5103

Mortgage

Document Number	0000089777
Date	Apr 6, 2023
Instrument	2023-0089777

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2017
Property Address	637 LEMON AVE, VISTA, CA 92084-5103
Document Number	0000508590
Instrument Date	Oct 26, 2017
Instrument	508590
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$409.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	637 LEMON AVE VISTA CA 920845103, VISTA, CA 92084-5103

Mortgage

Document Number	508591
Date	Oct 31, 2017
Instrument	508591

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Mortgage

Document Number	508592,
Date	Oct 31, 2017
Instrument	508592

Lender

Name	ALTERRA GRP LLC
Address	350 S RAMPART BLVD # 310, LAS VEGAS, NV 89145-5758

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$505,359 (+2%) Land $363,622 Building $141,737
2025	$6,292.00 (+23.47%) Homeowner's exemption	$495,451 (+21.78%) Land $356,493 Building $138,958
2023	$5,096.00 (+0.26%) Homeowner's exemption	$406,832 Land $281,485 Building $125,347
2022	$5,083.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

Nearby Properties on Lemon Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures