614 Lemon Ave, Vista, CA 92084 Property Records

San Diego County property record for 614 Lemon Ave, Vista, CA 92084

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,732 sqft · built 2000
Lot Size	0.251 acres (10,951 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jun 2015)
Tax Bill	$5,694 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`175-103-06-00`

Property Details

APN / Parcel Number

Primary APN	`175-103-06-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Units	2 Units
Building Area	1,732 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Duplex Single
Lot Area	10,951 sqft (0.251 acres)

Location & Zoning

Street Address	614 LEMON AVE
City	VISTA
State	CA
Zip	92084-5102
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SPI
Legal Description	LOT 35 TR 002324
Legal Subdivision	MCELROY HEIGHTS
Legal Tract	002324
Legal Block	2
Legal Lot Number	35
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	19502

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	614 LEMON AVE, VISTA, CA 92084-5102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANUNITED.COM LLC
Jun 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OCMBC INC
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 18, 2017	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2015 · Amount on Record
Deed Sale	Jun 30, 2015 · Amount on Record
Deed Document Number	2015341496
Prior Transfer Date	Mar 10, 2013
Prior Transfer Doc	0000298766
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	614 LEMON AVE, VISTA, CA 92084-5102
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 LEMON AVE, VISTA, CA 92084-5102

Mortgage

Document Number	0000078853
Date	Mar 23, 2026
Instrument	2026-0078853

Lender

Name	LOANUNITED.COM LLC
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	614 LEMON AVE, VISTA, CA 92084-5102
Transaction Type	Mortgage
Record Updated	Jul 5, 2023
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 LEMON AVE, VISTA, CA 92084-5102

Mortgage

Document Number	0000166989
Date	Jun 27, 2023
Instrument	2023-0166989

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	614 LEMON AVE, VISTA, CA 92084-5102
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 LEMON AVE, VISTA, CA 92084-5102

Mortgage

Document Number	0000247280
Date	Jun 14, 2022
Instrument	2022-0247280

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	614 LEMON AVE, VISTA, CA 92084-5102
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 LEMON AVE, VISTA, CA 92084-5102

Mortgage

Document Number	0000101803
Date	Feb 9, 2021
Instrument	2021-0101803

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	614 LEMON AVE, VISTA, CA 92084-5102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000591432
Date	Dec 18, 2017
Instrument	2017-0591432

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	614 LEMON AVE, VISTA, CA 92084-5102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000189286
Date	May 20, 2019
Instrument	2019-0189286

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$380,016 (+2%) Land $245,174 Building $134,842
2025	$5,694.00 (+4.44%)	$372,566 (+4.04%) Land $240,367 Building $132,199
2024	$5,452.00 (+1.81%)
2023	$5,355.00 (+0.19%)	$358,100 Land $231,034 Building $127,066
2022	$5,345.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, Kwikbit, T-Mobile.

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