Monroe County property record for 637 Legacy Dr, Waterloo, IL 62298
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $62 (2025) |
| Deeds & Mortgages | Aug 2026 Construction Loan Aug 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-249-018-000 |
| Primary APN | 08-19-249-018-000 |
|---|
| Lot Area | 30,928 sqft (0.71 acres) |
|---|
| Street Address | 637 LEGACY DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1894 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | WR2 |
| Legal Description | LOT 18 LEGACY FIRST ADDITION FINAL PLAT |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | LEGACY |
| Legal Lot Number | 18 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 600401 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1528 RACHAEL LN, WATERLOO, IL 62298-5588 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK OF WATERLOO |
| Aug 3, 2026 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF WATERLOO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 3, 2026 |
| Property Address | 637 LEGACY DR, WATERLOO, IL 62298-1894 |
| Document Number | 0000443750 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026443750 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1528 RACHAEL LN, WATERLOO, IL 62298-5588 |
| Document Number | 0000443750, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 2026443750 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 3, 2026 |
| Property Address | 637 LEGACY DR, WATERLOO, IL 62298-1894 |
| Document Number | 0000443752 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026443752 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 637 LEGACY DR, WATERLOO, IL 62298-1894 |
| Document Number | 0000443752, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 2026443752 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62.00 (-3.13%) | $1,030 (-) Land $1,030 | $3,090 (-) Land $3,090 |
| 2024 | $64.00 | ||
| 2022 | $1,030 Land $1,030 | $3,090 Land $3,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, Wisper ISP.
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