Monroe County property record for 624 Legacy Dr, Waterloo, IL 62298
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $84,500 (Apr 2026) |
| Tax Bill | $47 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-249-021-000 |
| Primary APN | 08-19-249-021-000 |
|---|
| Lot Area | 23,087 sqft (0.53 acres) |
|---|
| Street Address | 624 LEGACY DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1788 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | WR2 |
| Legal Description | LOT 21 LEGACY FIRST ADDITION FINAL PLAT |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | LEGACY |
| Legal Lot Number | 21 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 600401 |
624 Legacy Dr, vacant land, is owned by two individuals who bought it in April 2026.
Source: Monroe County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1321 N GLENWOOD DR, COLUMBIA, IL 62236-1111 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF WATERLOO |
| Apr 8, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2026 · Amount on File |
| Deed Sale | Apr 8, 2026 · Amount on File |
| Deed Document Number | 2026442019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 22, 2026 |
| Property Address | 624 LEGACY DR, WATERLOO, IL 62298-1788 |
| Document Number | 0000442226 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026442226 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 624 LEGACY DR, WATERLOO, IL 62298-1788 |
| Document Number | 0000442226, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026442226 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 8, 2026 |
| Property Address | 624 LEGACY DR, WATERLOO, IL 62298-1788 |
| Document Number | 0000442019 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026442019 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $12,801.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1321 N GLENWOOD DR, COLUMBIA, IL 62236-1111 |
The 2025 property tax bill for 624 Legacy Dr was $47, down 2.1% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47.00 (-2.08%) | $770 (-5.29%) Land $770 | $2,310 (-5.29%) Land $2,310 |
| 2024 | $48.00 | $813 Land $813 | $2,439 Land $2,439 |
| 2022 | $770 Land $770 | $2,310 Land $2,310 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 624 Legacy Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 624 Legacy Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, Wisper ISP.
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