637 Ford Rd, Gaffney, SC 29340 Property Records

Cherokee County property record for 637 Ford Rd, Gaffney, SC 29340

Property Summary

Property TypeSingle Family Home
Details1,040 sqft · built 1984
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$22,000 (Mar 2017)
Tax Bill$416 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN000571-23-3

Property Details

APN / Parcel Number

Primary APN000571-23-3
Alternative APNs
  • 1370000001001 60495789
  • 137-00-00-001.001
  • 000589223

Interior

Stories1 Story
Building Area1,040 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialSiding
Lot Area43,560 sqft (1 acres)
PorchSlab

Location & Zoning

Street Address637 FORD RD
CityGAFFNEY
StateSC
Zip29340-4637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description637 FORD RD FM UPCHURCH $96900
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group2
Census Block2006
Census Tract970503

Owner

637 Ford Rd is owned and occupied by an individual who bought it in March 2017.

Source: Cherokee County records, as of November 20, 2025

Owner of RecordIndividual Name on File
Mailing Address637 FORD RD, GAFFNEY, SC 29340-4637
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2017 · Amount on File
Deed SaleMar 3, 2017 · Amount on File
Prior SaleApr 17, 2007 · Amount on File
Deed Document Number20171055
Deed Book / Page92 / 1778
Transfer Doc0000001055
Record UpdatedOct 29, 2026

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHEROKEE SC
Recording DateApr 30, 2018
Property Address637 FORD RD, GAFFNEY, SC 29340-4637
Document Number0001030364
Book / Page000103 / 000364
Instrument DateApr 27, 2018
Instrument2119
Transaction TypeTransfer
Record UpdatedJan 12, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 FORD RD GAFFNEY SC 293404637, GAFFNEY, SC 29340-4637

Mortgage

Document Number1030366
DateApr 30, 2018
Book Page000103/000366
Instrument2120
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
AmountAmount on Record
Term360 Months
DueApr 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 637 Ford Rd was $416.

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$416.00$3,170 Land $370 Building $2,800$92,600 Land $10,000 Building $82,600
2023$352.00$3,170 Land $370 Building $2,800$92,600 Land $10,000 Building $82,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 637 Ford Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2004–2009)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Ford Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ford Rd

Nearby Streets

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